Survey of 400-plus companies indicates underutilized efficiencies in B2B virtual card payments
PYMNTS and Mastercard surveyed 400 U.S. and Canadian businesses to better understand how they view and use virtual cards. While larger businesses increasingly use the cards to make and accept payments, mid-sized businesses are lagging in their adoption of the technology — to their detriment.
40-year inflation high? Time to ensure you have control over your cash flow
With core inflation and fuel prices surging, businesses easily can incur higher expenses than they anticipated. Owning your cash can help.
Payments Journal: ‘Businesses need simple ways to adjust the levers that impact cash flow based on the insights gained from forecasts’
Centime founder and CEO BC Krishna sat down with Don Apgar, director of merchant services advisory practice at Mercator Advisory Group for a podcast with Payments Journal. Krishna and Apgar discussed just how common cash flow problems are for businesses — and why solving them traditionally has been complex and difficult.
Aite-Novarica names Centime 2022 Commercial Banking Fintech of the Year
Research and advisory group notes that award winners ‘solve real problems for their customers and offer a glimpse of where the future of banking and payments is headed.’
From our founder: A word on the arrival of Centime Cash Flow Control
As Centime's full solution launches, we thank all those who made it possible
Maximizing your QuickBooks experience
QuickBooks helps your business organize and store key financial information — learn how to make the most of it, and how to harness the power of that data with solutions that extend the QuickBooks experience
Common QuickBooks mistakes — and how to fix them
Accurate and timely bookkeeping provides insights on cash flow and informs your decision making. Avoid common mistakes to ensure your business’ core financial data is well maintained.
Ignore working capital at your peril, a leading researcher notes, because when it fails it will be the only thing you think about
A recent Yale School of Management paper by AJ Wasserstein, who researches entrepreneurship and small businesses, details why working capital is too often an overlooked element of cash flow management
When listening to customers means building a bridge between banks and fintechs
Partnerships between banking and fintech combine the advantages of both to best serve business banking clients. Learn how First National Bank of Omaha sees future iterations of what it means to be customer-led, why they chose to work with Centime to do so.
Why won’t my customers pay on time?
All too often, customers pay late — and it can be challenging to know why, or how late they will pay. Reexamining your accounts receivable can unearth efficiencies and strategies to improve AR — and, in turn, cash flow.
Proper accounts receivable management begins the day you deliver your product or service
Many businesses handle accounts receivable management reactively — when a customer invoice is outstanding, a collections process kicks into gear. But addressing AR proactively at every stage of the process yields significantly better results for cash flow management.
How do collections affect my business’ cash flow?
Accounts receivable and collections have a huge impact on cash flow. Learn how to adjust your processes to stabilize and improve your cash position.
Looking ahead to 2022
With input from our partners and Early Access Program (EAP) clients, my colleagues and I are eager to share our full Cash Flow Control solution in the new year
How do cash flow gaps affect cash management?
Timing of cash in versus cash out can lead to financial precarity for small businesses. Learn why cash flow gaps happen, and how to address them.
Gain control of cash flow in six steps
Cash and cash flow management require simultaneous monitoring of an array of financials. We break down how to approach each part of the process.
At McKinsey forum, Centime CEO explores how fintech can serve small businesses and work with banks to improve their offerings to customers
BC Krishna joined two bankers and a small business owner for a panel discussion on how fintech and banking can support small and mid-sized businesses and tap into a sizable market opportunity to expand cash flow management and credit offerings to the segment
SMB leaders discuss what they need to improve cash flow forecasting and scenario planning
During a lively conversation chock full of harrowing cash flow problems from business leaders who navigated through them, Centime CEO BC Krishna and Early Access clients Dorothy Kolb and Todd Murphy examined how companies can get ahead of potential pitfalls and truly make the most of their cash
An interview with Centime founder BC Krishna
Centime’s founder and CEO left a great job at a terrific firm to wade into the often choppy waters of entrepreneurship. Four successful company launches later, he reflects on his hits and misses, and shares how he’s incorporating lessons learned as he builds this business.
'Managing cash is a struggle for all of us'
dk east associates founder and CEO, “Thriving in the Chaos” podcast host and Centime Early Access program participant Dorothy Kolb talks about why controlling and managing cash flow is critical for businesses, and how to make the process more efficient and accessible
Leading thinkers on payments and commercial credit, including Centime founder BC Krishna, gather at CPI Global Summit to discuss fintech’s role in the future of the industry
‘As participants in the credit card ecosystem, we need to stop fixating on and selling rebates and instead focus the working capital benefits of commercial cards,’ CPI panelist and Centime CEO BC Krishna said during a session on innovation
Centime to co-host webinar on ‘Common cash flow mistakes and how to avoid them’ with First National Bank of Omaha
As part of FNBO’s Business Insights webinar series, Centime founder BC Krishna and Early Access clients Todd Murphy and Dorothy Kolb will discuss their experiences grappling with cash flow on Friday, Nov. 5
Control cash flow, control your small business
Small business owners like Todd Murphy of Universal Information Services are passionate about their mission, their people and their values. But everyone faces stressors and niggling admin in their day-to-day operations. Learn how Murphy went from simply tolerating cash flow management to realizing its potential to help his business innovate and grow.
Late payments can sink businesses
A cash flow forecasting solution can help
We are #Centeam
What’s it like to work at an early stage start-up through a global pandemic? It’s been an exhilarating learning experience — and there’s plenty more to come.
Commercial credit cards: working capital, NOT rebates
It’s time to radically rethink how commercial credit cards are used, and explore their grossly underutilized working capital benefits
Businesses need capital to meet cash flow gaps. Credit cards are a valuable source of working capital. What’s the problem?
Commercial credit cards are a valuable source of working capital, but they are grossly underutilized by small and mid-sized businesses
Cash flow: Why even the best run businesses struggle with it
Small and mid-sized businesses grapple with cash flow all the time. Why? And what steps can they take to improve it?
Levelset survey of 764 construction professionals details how cash flow disrupts businesses
Report: In construction, cash flow problems reduce profits, delay projects and force companies to take out loans
Read her emails, or friend her on LinkedIn — but who is Penny Cashmore?