Why Securing a Working Line of Credit Now is Crucial for Small to Midsize Businesses

Small to midsize businesses (SMBs) are the backbone of the economy, but they often face more financial challenges that impact their overall growth and success. One of the biggest challenges businesses face today ismanaging their cash flow. Even...

10 Best Practices to Optimize Your Accounts Payable Department

Accounts Payable is an essential part of running a successful business. It involves the processing and paying of all invoices, bills, and other expenses that keep your business operations running smoothly. Poorly managed accounts payable can lead to...

Experts Predict an Upcoming Credit Crunch: Here's How Finance Leaders Should Prepare

In light of recent turmoil in the banking industry, financial experts warn that a credit crunch may be on the horizon. The recent series of bank failures has sounded alarm bells for most financial institutions, especially as new research shows that ...

How to Select an AR Payment Provider for Long-Term Success

When it comes to any small business' success, selecting an accounts receivable (AR) payment provider is critical. From providing flexible payment options and streamlining the accounts receivable process, to increasing cash flow and driving customer...

7 Benefits of Cash Flow Forecasting for SMBs

For small and medium-sized businesses (SMBs), managing cash flow can often feel like a never-ending juggling act. On one hand, it's important to ensure that there's enough money to cover expenses and keep the business running smoothly. On the other...

Top Cash Management & Diversification Strategies in the Wake of SVB

Table of Contents   What Happened with Silicon Valley Bank (SVB)? What is Cash Diversification? Why Should SMBs Diversify their Cash? Setbacks of Manual Cash Diversification CFOs are Planning to Diversify Accounts How to Diversify the Right Way with...

How safe is your cash? Silicon Valley Bank’s failure highlights clear need for diversification.

In the aftermath of Silicon Valley Bank’s (SVB) collapse, its customers, their partners and any business whose deposits are not fully insured have been scrambling to find more secure solutions to ensure their liquid accounts are readily accessible. ...

PYMNTS survey: CFOs investing in technology to improve efficiency in AP, AR and working capital

Survey of 250 chief financial officers finds 41% of companies are currently investing in their working capital systems, and 42% plan to make future investments’    Following “three intense years of learning” about digitization and automation through...

SMB leaders discuss need for increased access to working capital to fuel growth

In an episode of PYMNTS’ new TV series focused on small and mid-sized businesses, leaders discuss why it can be difficult to secure working capital credit, and the risks of relying on other types of funding

‘It’s always cheaper to access your own money,’ than rely on external credit, WSJ reports

As cost of credit rises with higher interest rates, companies embrace vigilant working capital management to unlock cash, the Wall Street Journal reports

PwC report: CFOs plan for growth despite market challenges

CFOs cite cash management, particularly cash flow forecasting and scenario modeling, as critical to achieving goals in ‘turbulent times’

CFO Dive report: ‘Having real-time visibility into cash flow is becoming crucial for CFOs and other financial leaders’

With an overwhelming 95% of CFOs expecting rising interest rates to pose threats to their businesses, their focus has turned to gaining visibility over cash flow to navigate difficult market conditions

QuickBooks survey indicates wariness toward B2B credit card use, coupled with cash flow concerns

QuickBooks and Wakefield Research surveyed 3,500 small businesses on their approach to payments, credit and cash flow. Learn about their key findings, and how they might impact your business

An interview with VP of Experience Design Himanshu Bharadwaj

Centime’s VP of Experience Design, Himanshu Bharadwaj, recently spoke at the World Usability Congress in Austria. In this interview, he shares parts of his talk, and opens a door to his philosophy of joyful design.

Access to cash is critical to surviving unexpected events

Businesses affected by Hurricanes Fiona and Ian may be entitled to support from the U.S. Small Business Administration — and all businesses can proactively prepare for natural disasters or other unforeseen events by increasing focus on cash...

As businesses struggle with inflation, Guardian columnist advises keeping ‘cash balances as high as possible’

As businesses struggle with inflation, Guardian columnist advises keeping ‘cash balances as high as possible’

Survey of 400-plus companies indicates underutilized efficiencies in B2B virtual card payments

PYMNTS and Mastercard surveyed 400 U.S. and Canadian businesses to better understand how they view and use virtual cards. While larger businesses increasingly use the cards to make and accept payments, mid-sized businesses are lagging in their...

40-year inflation high? Time to ensure you have control over your cash flow

With core inflation and fuel prices surging, businesses easily can incur higher expenses than they anticipated. Owning your cash can help.

Payments Journal: ‘Businesses need simple ways to adjust the levers that impact cash flow based on the insights gained from forecasts’

Centime founder and CEO BC Krishna sat down with Don Apgar, director of merchant services advisory practice at Mercator Advisory Group for a podcast with Payments Journal. Krishna and Apgar discussed just how common cash flow problems are for...

Aite-Novarica names Centime 2022 Commercial Banking Fintech of the Year

Research and advisory group notes that award winners ‘solve real problems for their customers and offer a glimpse of where the future of banking and payments is headed.’

From our founder: A word on the arrival of Centime Cash Flow Control

As Centime's full solution launches, we thank all those who made it possible

Maximizing your QuickBooks experience

QuickBooks helps your business organize and store key financial information — learn how to make the most of it, and how to harness the power of that data with solutions that extend the QuickBooks experience

Common QuickBooks mistakes — and how to fix them

Accurate and timely bookkeeping provides insights on cash flow and informs your decision making. Avoid common mistakes to ensure your business’ core financial data is well maintained.

Ignore working capital at your peril, a leading researcher notes, because when it fails it will be the only thing you think about

A recent Yale School of Management paper by AJ Wasserstein, who researches entrepreneurship and small businesses, details why working capital is too often an overlooked element of cash flow management

When listening to customers means building a bridge between banks and fintechs

Partnerships between banking and fintech combine the advantages of both to best serve business banking clients. Learn how First National Bank of Omaha sees future iterations of what it means to be customer-led, why they chose to work with Centime...

Why won’t my customers pay on time?

All too often, customers pay late — and it can be challenging to know why, or how late they will pay. Reexamining your accounts receivable can unearth efficiencies and strategies to improve AR — and, in turn, cash flow.

How do collections affect my business’ cash flow?

Accounts receivable and collections have a huge impact on cash flow. Learn how to adjust your processes to stabilize and improve your cash position.

Proper accounts receivable management begins the day you deliver your product or service

Many businesses handle accounts receivable management reactively — when a customer invoice is outstanding, a collections process kicks into gear. But addressing AR proactively at every stage of the process yields significantly better results for...

Looking ahead to 2022

With input from our partners and Early Access Program (EAP) clients, my colleagues and I are eager to share our full Cash Flow Control solution in the new year

How do cash flow gaps affect cash management?

Timing of cash in versus cash out can lead to financial precarity for small businesses. Learn why cash flow gaps happen, and how to address them.

Gain control of cash flow in six steps

Cash and cash flow management require simultaneous monitoring of an array of financials. We break down how to approach each part of the process.

At McKinsey forum, Centime CEO explores how fintech can serve small businesses and work with banks to improve their offerings to customers

BC Krishna joined two bankers and a small business owner for a panel discussion on how fintech and banking can support small and mid-sized businesses and tap into a sizable market opportunity to expand cash flow management and credit offerings to...

SMB leaders discuss what they need to improve cash flow forecasting and scenario planning

During a lively conversation chock full of harrowing cash flow problems from business leaders who navigated through them, Centime CEO BC Krishna and Early Access clients Dorothy Kolb and Todd Murphy examined how companies can get ahead of potential...

An interview with Centime founder BC Krishna

Centime’s founder and CEO left a great job at a terrific firm to wade into the often choppy waters of entrepreneurship. Four successful company launches later, he reflects on his hits and misses, and shares how he’s incorporating lessons learned as...

'Managing cash is a struggle for all of us'

dk east associates founder and CEO, “Thriving in the Chaos” podcast host and Centime Early Access program participant Dorothy Kolb talks about why controlling and managing cash flow is critical for businesses, and how to make the process more...

Leading thinkers on payments and commercial credit, including Centime founder BC Krishna, gather at CPI Global Summit to discuss fintech’s role in the future of the industry

‘As participants in the credit card ecosystem, we need to stop fixating on and selling rebates and instead focus the working capital benefits of commercial cards,’ CPI panelist and Centime CEO BC Krishna said during a session on innovation

Centime to co-host webinar on ‘Common cash flow mistakes and how to avoid them’ with First National Bank of Omaha

As part of FNBO’s Business Insights webinar series, Centime founder BC Krishna and Early Access clients Todd Murphy and Dorothy Kolb will discuss their experiences grappling with cash flow on Friday, Nov. 5

Control cash flow, control your small business

Small business owners like Todd Murphy of Universal Information Services are passionate about their mission, their people and their values. But everyone faces stressors and niggling admin in their day-to-day operations. Learn how Murphy went from...

Late payments can sink businesses

A cash flow forecasting solution can help

We are #Centeam

What’s it like to work at an early stage start-up through a global pandemic? It’s been an exhilarating learning experience — and there’s plenty more to come.