Intuit QuickBooksQuickBooks APQuickBooks AR
Microsoft Dynamics Business CentralMicrosoft Dynamics AP
Oracle NetSuiteNetSuite APNetSuite AR
Sage IntacctSage Intacct APSage Intacct AR
Run your entire payables process, from invoice capture to strategic payment, inside your ERP.
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AP automation starts with capture: OCR reads each invoice header and line items, and AI predicts the GL coding automatically, learning your patterns over time. Your team stops typing invoices and starts reviewing them.
Three-way matching reconciles the purchase order, receipt, and invoice, and surfaces only the exceptions that need a human. Flexible, ad hoc approval workflows then route each invoice to the right approver, so nothing stalls in an inbox.
Pay U.S. suppliers by check, ACH, or virtual card, and global suppliers by international wire with transparent FX rates, all from one place, with the cash-flow impact shown before you approve.
Fund an interest-bearing AP disbursement account that earns 2.25% APY* while it pays your suppliers, plus rebates and cashback on virtual-card spend, turning payables into a source of return instead of a line-item expense.
Time payments to optimize your days payable outstanding, while automated capture, PO matching, and approval policies catch duplicates and out-of-policy payments before they’re paid, with a full audit trail.
Fund an interest-bearing account that pays vendors and earns yield on the balance.
AI reads invoice header and line items automatically.
Predicts header- and line-level GL coding, learning your patterns.
Matches PO, receipt, and invoice, surfacing exceptions fast.
Flexible, policy-based routing, with no inbox chasing.
Pay by check, ACH, virtual card, or international wire, and earn rebates.
Manage vendors at scale and let them self-serve, with fewer status emails.
Because AP shares a platform with AR and forecasting, every payment you schedule updates your cash picture in real time. Pay strategically, stretch your DPO, and protect working capital, instead of just paying on the due date. That turns payables from a back-office chore into a lever on your cash.
Controls, segregation of duties, and stopping duplicate payments.
How modern AP makes you a better customer to pay.
Move suppliers off checks to ACH and virtual cards.
Turn eligible payments into a revenue stream.
It runs natively inside NetSuite, QuickBooks, Sage Intacct, and Dynamics. No separate system, no double entry, payables stay in sync.
AI reads each invoice and predicts GL coding, learning your patterns over time. A person reviews and approves, so accuracy improves while keying disappears.
Yes. It matches the PO, receipt, and invoice and surfaces only the exceptions that need a human.
Automated capture, PO matching, and approval policies catch duplicates and out-of-policy payments before they’re paid, with a full audit trail.
Yes. Pay by ACH, wire, or virtual card and earn rebates on eligible spend, without changing your card program.
Yes. Centime is SOC 2 Type II compliant with bank-grade security.
Yes. Pay global suppliers by international wire with transparent FX rates, using the same approval workflows, ERP sync, and audit trail as domestic payments.
It's an interest-bearing account that funds your supplier payments. You control the account, the payment timing, and the interest it earns, instead of routing payments through a settlement account you don't own.
You earn from your interest-bearing disbursement account and from virtual card rebates and cashback — turning payables from a cost center into a source of return.
See how Centime captures, codes, approves, and pays, on the platform that connects AP to your whole cash cycle.