Invoiced Handles Receivables. Centime Powers the Entire Finance Function.
Invoiced helps you collect payments. Centime helps you control your entire cash cycle—accounts payable, accounts receivable, forecasting, and banking—all embedded directly in your ERP.
Why Invoiced Users Are Moving to Centime
Invoiced is an AR tool. Centime is a platform built for Controllers and CFOs who manage everything from payments to planning.
By unifying AP, AR, and finance automation in one ERP-native environment, Centime eliminates silos and manual reconciliation.
Learn more why teams switch to Centime.
By unifying AP, AR, and finance automation in one ERP-native environment, Centime eliminates silos and manual reconciliation.
Learn more why teams switch to Centime.
Invoiced connects externally via APIs, which means sync lags and extra maintenance.
Centime is embedded directly inside NetSuite and Sage Intacct for real-time visibility—no connectors, no sync errors, and no duplicate entries.
See our NetSuite, Sage Intacct, and QuickBooks integration details.
Centime is embedded directly inside NetSuite and Sage Intacct for real-time visibility—no connectors, no sync errors, and no duplicate entries.
See our NetSuite, Sage Intacct, and QuickBooks integration details.
Invoiced’s insights stop at AR aging reports. Centime’s AI-powered cash forecasting uses live data from AR, AP, and banking to model your actual liquidity.
Build scenarios, test timing strategies, and manage cash proactively—not reactively.
See how Centime automates cash flow forecasting.
Build scenarios, test timing strategies, and manage cash proactively—not reactively.
See how Centime automates cash flow forecasting.
Invoiced lets customers pay you through gateways. Centime lets you manage both sides of cash: receive and pay directly within the same system.
With embedded banking and 2.75% APY++ on AP balances, Centime turns payables into a revenue driver.
Learn more about Centime Business Banking.
With embedded banking and 2.75% APY++ on AP balances, Centime turns payables into a revenue driver.
Learn more about Centime Business Banking.
Invoiced setup depends on external connections and manual ERP mapping.
Centime’s embedded architecture means you’re live in 2–3 weeks with a white-glove onboarding team. Every client gets a dedicated success manager—not a ticket queue.
Learn more about onboarding and implementation with Centime.
Centime’s embedded architecture means you’re live in 2–3 weeks with a white-glove onboarding team. Every client gets a dedicated success manager—not a ticket queue.
Learn more about onboarding and implementation with Centime.
Collections Are Only the Beginning
Invoiced helps you automate collections, but it leaves your payables, forecasts, and cash balances disconnected. The result? You’re collecting faster, yet still guessing your true cash position.
Centime brings your entire cash cycle together — from incoming payments to outgoing ones — embedded directly in your ERP. With live forecasting, built-in banking, and both AP and AR automation, finance teams finally get a complete, real-time picture of liquidity.
Centime brings your entire cash cycle together — from incoming payments to outgoing ones — embedded directly in your ERP. With live forecasting, built-in banking, and both AP and AR automation, finance teams finally get a complete, real-time picture of liquidity.
All-in-One Finance Platform
AR
Standalone AR Solution
Invoiced vs. Centime: Feature Comparison
Features
ERP Integration
External connection; data syncs via API, not embedded or real-time
Accounts Payable Automation
Full AP suite — OCR capture, approvals, vendor payments, and reconciliation
Unavailable — AR-only platform; no vendor payment workflows
Accounts Receivable Automation
End-to-end AR: invoicing, reminders, cash application, and portals
AR automation for billing and collections, but limited to receivables
Cash Flow Forecasting
AI-powered forecasting using live AR, AP, and bank data
Basic AR aging reports; no cash inflow/outflow forecasting
Banking & Cash Management
Integrated business banking; unified account visibility and controls
No banking features or balance visibility; relies on third-party portals
Vendor Payments
ACH, wire, check, and virtual card payments; earn 2.75% APY++ on AP funds
No payables or vendor payment functionality
Customer Payments
Branded portal with ACH, card, and autopay options tied to ERP
Accepts payments through external gateways like Stripe; limited options
Invoice Capture & AI Coding
AI-powered OCR and auto-coding with line-level detail
Manual invoice entry only; no OCR capabilities
PO Matching & Approval Workflows
Automated 2- and 3-way matching; multi-step approval routing
No PO or approval automation; AR-only scope
Forecast Modeling & Scenarios
Interactive “what-if” cash modeling (collections, payables, financing)
Static AR forecasts; no modeling or scenario planning
Multi-Entity Support
Consolidated cash view across entities and accounts
Limited; separate workspaces per entity
Implementation Speed
Go live in 2–3 weeks with ERP-embedded setup and dedicated onboarding
Requires manual integration setup; longer configuration time
Support Model
Dedicated success manager with high-touch support
Standard help desk support; no named contact
Platform Scope
Unified AP + AR + Forecasting + Banking in one ERP-native platform
AR-focused only; separate tools needed for AP and forecasting
What Centime Users Say
“Centime is a must-have for collections and has helped to significantly reduce time spent on this tedious task. The Receivables module provides highly customizable, automated reminder campaigns, convenient payment links where customers can pay by credit card/ACH, and the ability to record collections notes and promised payment dates to help with cash management.”
Industry
IT & Services
Employees
51-1000
What Centime Users Say
“Centime has helped reduce the workload for our AR process. What would normally take anywhere between 4-6 hours a week, we are now able to accomplish under an hour. Grateful and excited for the additional help!”
Industry
IT & Services
Employees
51-1000
What Centime Users Say
“We saw a significant reduction in the number of customers that need some sort of follow-up, converted 50% to electronic payments, and saw a substantial decrease in overdue invoices.”
Industry
Technology & Software
Employees
51-200
Centime Turns Receivables Into Real Cash Insight
Automating collections is valuable — but it’s not enough. Invoiced helps you chase invoices, yet it doesn’t show how those receivables affect your payables, liquidity, or daily cash position. Without connected AP, banking, and forecasting, finance teams are still operating in the dark.
Centime closes the loop. By embedding payables, receivables, forecasting, and banking directly in your ERP, Centime puts every cash decision in context.
BILL’s AR: An Afterthought, Not a Solution
BILL markets itself as an AP & AR platform, but in reality, its AR solution is limited, disjointed, and lacks real automation.
The Complete AP & AR Solution
AI-powered AR automation – Invoicing, collections, and cash application fully automated.
Branded customer payment portal – Make it easier for customers to pay without extra logins.
Smart collection workflows – AI-driven reminders and escalations to speed up cash flow.
Full AP + AR + Cash Flow Forecasting – All in one place, giving you complete cash visibility.
Real-time ERP sync – Payments automatically update in NetSuite & Sage Intacct.
What BILL’s AR is missing:
No end-to-end automation – You still need to chase collections manually.
No real-time cash visibility – AR & AP live in separate silos, making cash flow planning difficult.
No smart collection workflows – Just basic email reminders, no AI-powered escalation logic.
No ERP-native AR processing – Payments don’t sync in real-time like they do with Centime.
No automated dispute tracking – Any invoice disputes must be managed manually.
AP
Automation
Automation
AR
Automation
Automation
Business
Banking
Banking
Expense
Management
Management
What Centime Users Say
“We switched from Bill.com and saved over 20 hours per week. We were impressed with how Centime's tailored approach overcame the unique challenges in our accounts payable setup.”
Industry
Commercial Real Estate
Employees
51-200
FAQs
Does Invoiced integrate with my ERP?
Yes, but only through external connectors. Centime is embedded in NetSuite and Sage Intacct, syncing in real time—no duplicate entries or lag.
How is Centime different from Invoiced in AR automation?
Both automate AR, but Centime’s AR connects to AP and forecasting for a complete view of cash. Invoiced is limited to collections workflows.
What if I only need AR right now?
You can start with Centime’s AR automation and add AP, forecasting, or banking later—no new setup needed.
How long does implementation take?
Centime typically goes live in 2–3 weeks with dedicated onboarding support.
Why switch from Invoiced if it works fine today?
Invoiced stops at receivables. Centime manages your entire finance function—automating both inflows and outflows, forecasting liquidity, and earning yield on cash.
More Questions
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See Centime in action
Our innovative AR, AP and business banking solutions are powerful alone, and even better together.
Schedule a tailored demo with a Centime expert.
Schedule a tailored demo with a Centime expert.
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**Deposit placement through ICS is subject to the terms, conditions, and disclosures in the applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through ICS satisfies any restrictions on its deposits. A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. The depositor may exclude banks from eligibility to receive its funds. IntraFi and ICS are registered service marks, and IntraFi Cash Service is a service mark, of IntraFi Network LLC.
††2.75% Annual Percentage Yield (APY) as of 09/24/25. Deposit rate may adjust to current market rate and may change daily. Fees may reduce earnings.
††2.75% Annual Percentage Yield (APY) as of 09/24/25. Deposit rate may adjust to current market rate and may change daily. Fees may reduce earnings.