Cash Management for Growing Businesses
Powerful applications to help you manage your cash flow
Use one application, or use them all


Cash Forecasting
Use the Centime forecasting application to automatically create and continuously update a rolling 13-week cash forecast.
Forecasts provide insights into cash flows, help you plan the use of cash and ensure adequate liquidity to meet operational needs.
Accounts Payable Automation
Centime AP automates all aspects of the AP process: processing invoices to capture and approve invoices, planning payment runs to preserve cash, and making payments to suppliers.
AP Automation saves costs, boosts efficiency, mitigates fraud, and improves cash flow.


Accounts Receivable Automation
Centime AR predicts past due payments, automates collections workflows to proactively remind customers, presents invoices for online payments, and applies received cash against open receivables.
AR Automation improves collections effectiveness, reduces past due payments, boosts working capital, and increases team efficiency.
Working Capital Line of Credit
CentimeCredit™ is an embedded, cost-effective, unsecured line of credit designed to meet your short-term cash needs. Easily draw cash and payback within 90 days (or sooner with no penalty).
Apply easily. Qualify quickly. Fund immediately. Meet operating needs. Finance growth.


KPI Tracking and Monitoring
This application enables you to gain insights into your cash performance and compare KPIs across periods. KPIs are measures such as cash flow, cash burn, and runway. Also included are KPIs specific to AR and AR performance.
Track and monitor standardized performance indicators to identify and compare trends in your business. Easily share insights and findings with key stakeholders.
Centime is a powerful suite of cash management applications.
See how they work together to help you manage your cash more effectively.
What our clients are saying about Centime
I watch and control our cash flow very closely, and Centime's cash management applications really make it easy: I've never had anything like it.
Dan Zoucha, Founder
Centime creates a simple and easy way for me to review my cash and finances. I can log in, see my dashboard and quickly identify the actions I need to take.
Todd Murphy, CEO