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We help businesses forecast cash flow, collect faster, pay smarter and access credit.

Forecasting, payables, receivables and credit rely on one another. Siloed solutions and manual processes inevitably fail to solve dynamic, interconnected problems. There's a better way.

Forecast cash flows

Cash flow forecasting identifies shortfalls and allows businesses to leverage cash more effectively. But too often, it’s complicated to make sound predictions consistently and in real time.

Know what’s coming in — and what’s going out — before it happens. Centime’s cash flow forecasts enable you to make better, bolder decisions for your business. Learn more

Get paid faster

Collecting Accounts Receivable promptly is essential to maintaining healthy cash balances and positive cash flows.

Identify late-paying customers quickly with automated payment delay predictions. Proactively nudge customers to pay on time. Simplify your process with integrated customer payments. Learn more

Pay smarter

Deciding when and how to pay bills is a balance between meeting cash-on-hand needs and satisfying your supplier’s payment terms.

Use cash flow forecasts to intelligently manage Accounts Payable – determine who, when and how to pay to make the most of your cash. Learn more

Unlock credit

Smart businesses secure cost-effective credit. Short-term capital is overpriced — and unnecessary when you know your cash position.

Access cost-effective credit. Leverage limited or dormant credit lines. Learn more

Uncover risk

Good customers deserve credit. Overextended customers require caution.

Keep cash flow strong and operations smooth with risk profiling and reputation monitoring. Spot peril before it adversely affects your business. Learn more

Cash flow matters. Control it with Centime.
Get early access
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

We help businesses forecast cash flow, collect faster, pay smarter and access credit.

Cash flow disruptions and liquidity gaps can sink good businesses. Customers pay late all the time, and finding capital to fund cash flow gaps is difficult. There's a better way.

Cash flow matters. Control it with Centime.
Get early access

Forecast cash flows

Cash flow forecasting identifies shortfalls and allows businesses to leverage cash more effectively. But too often, it’s complicated to make sound predictions consistently and in real time.

Know what’s coming in — and what’s going out — before it happens. Centime’s cash flow forecasts enable you to make better, bolder decisions for your business. Learn more

Get paid faster

Collecting Accounts Receivable promptly is essential to maintaining healthy cash balances and positive cash flows.

Identify late-paying customers quickly with automated payment delay predictions. Proactively nudge customers to pay on time. Simplify your process with integrated customer payments. Learn more

Pay smarter

Deciding when and how to pay bills is a balance between meeting cash-on-hand needs and satisfying your supplier’s payment terms.

Use cash flow forecasts to intelligently manage Accounts Payable – determine who, when and how to pay to make the most of your cash. Learn more

Unlock credit

Smart businesses secure cost-effective credit. Short-term capital is overpriced — and unnecessary when you know your cash position.

Access cost-effective credit. Leverage limited or dormant credit lines. Learn more

Uncover risk

Good customers deserve credit. Overextended customers require caution.

Keep cash flow strong and operations smooth with risk profiling and reputation monitoring. Spot peril before it adversely affects your business. Learn more