Centime
Book a Demo
Accounts PayableAccounts ReceivableCash Flow ForecastingExpense Management
Intuit QuickBooksQuickBooks APQuickBooks AR
Microsoft Dynamics Business CentralMicrosoft Dynamics AP
Oracle NetSuiteNetSuite APNetSuite AR
Sage IntacctSage Intacct APSage Intacct AR
PartnersResourcesWhy CentimeBook a Demo

Best-in-class AP, AR, Cash Forecasting & Expense Management.

One platform for cash management, embedded in your ERP — built for mid-market finance teams on Intuit QuickBooks, Microsoft Dynamics Business Central, Oracle NetSuite & Sage Intacct.

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Accounts Payable →

Stop keying invoices — and turn AP into a profit center. Capture, approve and pay with PO matching and AI coding, right inside your ERP.
“Between automation, scheduling, and the vendor portal, we’re easily saving three to five hours a week.”
Ann Berg, onXmapsRead the onXmaps case study →

Accounts Receivable →

Collect faster without chasing customers. Automated reminders, aging, and a self-serve portal that accepts payment by check, ACH, or credit card.
“We saw a significant reduction in the number of customers that need some sort of follow-up.”
Patrick Maguire, JobGetRead the JobGet case study →

Cash Forecasting Workbench →

Know your cash 13 weeks out, built from real AP, AR & bank data, with a Workbench to model what’s next.
“We went from a manual AR/AP process to fully automated through Centime in very little time.”
Lowry C, R3 LLC

Expense Management →

Take ownership of your corporate card spend, synced to your ERP. Card-agnostic: keep the card you have, and earn rebates.
“I’ve felt exceptionally supported throughout this journey — these sessions with our Customer Success Manager are invaluable.”
Nickie Hanson, Erdman Holdings, Inc.Read the Erdman Holdings case study →

*Centime is a financial technology company, not a bank.

Want to learn more? Book a 30-minute demo →

Fully
embedded in:
Trusted by mid-market finance teams
Synergy HomeCareFC CincinnatiErdman HoldingsJobGetCyberMaxxR3 LLCCraft ’Ohana
★ 4.9 on G2 · ★ 4.5 on Capterra · G2 Mid-Market Leader · Datos Fintech 50 · SOC 2 Type II

Mid-market cash management

Every process impacts your cash.

AP, AR, and expense each move your cash and shape your working capital. Shouldn’t they run on one integrated platform? Disconnected solutions create operational gaps that are hard to bridge. Centime connects them on a single platform.

Solve your most immediate need now. Gain a strategic finance partner for the future.

  • AP Automation: Pay strategically, stretch your DPO
  • AR Automation: Drive collections performance, shrink your DSO
  • Expense Management: Control spend, maximize rebates and float
  • Cash Forecasting Workbench: Start with a baseline, model scenarios

White paper

Why the office of the CFO is consolidating on one platform

The hidden cost of running AP, AR, expense, and forecasting as disconnected point tools, and the case for a single comprehensive solution. With third-party research from Houlihan Lokey, McKinsey, and L.E.K.

Read the white paper

The strategic case for one platform

Don’t take our word for it.

Finance teams are weighed down by disconnected point tools. Analysts, investment banks, and CFO surveys all point the same way: consolidate onto one connected platform.

20–30
point-solution vendors a typical CFO juggles
Houlihan Lokey
1%
of CFOs have automated more than three-quarters of their finance processes
McKinsey CFO Pulse, 2024
56%
of CFOs want AI built into their finance platform, not standalone point tools
L.E.K. Office of the CFO Survey, 2025

Sources: Houlihan Lokey, McKinsey CFO Pulse 2024, L.E.K. 2025 Office of the CFO Survey

Who it’s for

Built for growing mid-market businesses

Growth demands rigor, discipline, better controls, and scale.

You’ve outgrown small-business tools

Ramp, Brex, and BILL can’t keep up with your complexity as you scale.

You don’t want enterprise baggage

You aspire to dominate your sector, with no appetite for the complexity and cost of HighRadius, Bottomline, or Coupa.

Centime is built for growing businesses like yours.

Proven with mid-market teams

Real results, from finance teams like yours

37%
reduction in DSO — from 106 to 67 days — with AR automation
FC Cincinnati
40+ hrs
saved per month on AP
Synergy HomeCare
20+ hrs
saved per week on AP vs. manual
Erdman Holdings

Partners

Bring Centime to your customers

Centime partners with banks, ERP resellers & systems integrators, and accounting & advisory firms to bring mid-market clients a best-in-class, ERP-native finance suite.

Explore partner programs →

Start with your biggest pain. Grow into the platform.

Pick the solution you need most today. As you grow, the rest connect on one platform, native to your ERP.

Schedule a 30-minute demo Read customer stories

Best fit: finance teams on Intuit QuickBooks, Microsoft Dynamics Business Central, Oracle NetSuite, or Sage Intacct · $10M–$250M revenue.

Best-of-breed finance automation, one platform · built for mid-market