Streamline AP with Centime Payment Processing Automation
Achieve unparalleled efficiency and control in your accounts payable processes with Centime's payment processing automation.
Execute effortless payments with a click
Seamlessly execute payments with a simple click, eliminating the hassle of logging into multiple systems or handling payment types separately. Whether it's checks, ACH, credit cards or via a biller portal, Centime integrates payment processing into a unified experience.
Automate reconciliation for time efficiency
Let Centime handle manual reconciliation efforts. Enjoy the luxury of automated reconciliation in your General Ledger, sparing the AP team from the tedious task of searching for bills or closing them out. Our payment processing feature streamlines the process, including any applied credits.
Simplify approval processes with Centime
Our platform provides a centralized space for payment approvers, eliminating the need to search through emails or systems. Effortlessly sign in to view and approve all payments in one place, and achieve peak efficiency.
Strategize cash flow in real time
Centime transcends payments, offering a strategic advantage to CFOs and AP teams. Visualize the real-time impact on your cash position while setting payment dates. With insights readily available, cash planning becomes a breeze, which empowers you to make informed decisions with confidence.
Process secure bank transfers with same-day or standard ACH.
Centime ACH payments support both standard (2-3 business days) and same-day delivery options. Enter vendor banking details once and reuse them for future payments, or use Centime's vendor portal to let suppliers securely submit their own bank account information. ACH payments sync directly to your ERP, automatically generate remittance emails with invoice details, and can be scheduled in bulk with approval routing, eliminating manual processes and duplicate vendor calls.
Send checks by mail or issue virtual check numbers instantly.
Centime offers both physical check printing and virtual check issuance. Physical checks are printed on secure check stock and mailed directly to vendors via USPS, with tracking and delivery confirmation. Virtual checks generate unique check numbers vendors can deposit remotely, ideal for faster delivery without physical mail. Both methods automatically generate remittances, sync to your GL, and support bulk payment scheduling with multi-level approvals.
Pay vendors with corporate cards and capture rewards on AP spend.
Centime allows you to pay supplier invoices via credit card, even to vendors who don't traditionally accept cards. This extends your payment float, earns rewards or cashback on AP spend, and improves working capital management. Card payments are processed securely, sync to your ERP in real time, and generate automatic remittances just like ACH and check payments.
Send secure international payments with competitive FX rates.
Centime supports international wire transfers for paying global suppliers. Process cross-border payments in multiple currencies with transparent foreign exchange rates and wire fees. International payments follow the same approval workflows as domestic payments, sync to your ERP automatically, and include full remittance and payment tracking for complete audit trails.
Never miss a discount opportunity again.
Centime automatically identifies invoices with early payment discount terms and calculates the savings opportunity in real time. The system flags discount-eligible invoices, shows you the net payable amount after discount, and lets you schedule payments to capture the discount before the deadline. Discounts sync directly to your ERP as bill credits, reducing your AP spend without manual tracking or spreadsheet calculations.
Schedule, approve, and process payments at scale.
Centime's bulk payment scheduling allows you to select hundreds of invoices, set individual payment dates, choose payment methods, and route for approval, all in a single workflow. The system automatically batches payments by method and date, calculates cash impact, and integrates with your 13-week forecast so you can see exactly how scheduled payments affect future cash positions. Built-in approval routing ensures proper oversight without bottlenecks.
Why Finance Teams Choose Centime Payment Processing
All Payment Methods in One Platform
ACH, physical checks, virtual checks, credit cards, and international wires, all processed from a single interface with unified approval workflows and payment tracking.
Built-In Early Pay Discounts
Automatically surface and capture vendor discounts. The system calculates savings in real time and flags discount-eligible invoices so you never miss an opportunity to reduce costs.
Native ERP Integration
Fully embedded in NetSuite, Sage Intacct, and deeply with QuickBooks. Payment data flows directly to your GL, no export/import, no duplicate entry, no reconciliation headaches.
Bulk Payment Scheduling
Schedule hundreds of payments at once with flexible payment dates, automatic batching by method, and multi-level approval routing. Transform what used to take hours into minutes.
13-Week Cash Flow Forecasting
Every scheduled payment feeds into Centime's built-in cash forecasting engine, giving you visibility into AP liabilities across the next 13 weeks, so you never schedule payments you can't afford.
Complete Payment Flexibility
Pay invoices early, on time, or split payments across multiple dates. Apply vendor credits, schedule partial payments, recall payments before they're sent, or void payments post-execution.
Built for Modern Finance Teams
Centime Payment Processing is part of the broader Centime ecosystem, unifying AP, AR, treasury, and banking into one platform. Every payment you process flows seamlessly into approval workflows, reconciliation, cash forecasting, and your ERP, giving finance teams end-to-end visibility and control.
Frequently Asked Questions
What is payment processing automation, and how does it benefit accounts payable?
Payment processing automation streamlines how businesses schedule, approve, and execute payments by eliminating manual workflows. Instead of logging into multiple platforms to process checks, ACH, or credit card payments, AP teams can handle all payments in one place, reducing administrative burden and minimizing errors. Centime's integrated payment automation ensures seamless reconciliation, centralizes approvals, and provides real-time cash flow visibility, empowering finance teams to optimize working capital and reduce payment delays.
How does Centime ensure the security of payment transactions?
As a SOC 2 certified company, Centime meets strict criteria around security, availability, processing integrity, confidentiality, and privacy. All data is encrypted both in transit and at rest, helping protect sensitive payment information and maintain secure financial operations.
Is it possible to schedule payments in advance with Centime's platform?
Yes. Users have full control over when invoices are paid, allowing businesses to schedule payments in advance, improve cash flow management, and ensure vendors are paid on time.
Ready to Streamline Your Payment Processing?
See how Centime processes ACH, checks, cards, and wires from one platform that connects payments to approvals, reconciliation, and cash flow forecasting.