AR Customer Payment Portal
Self-Service Payments That Actually Get Paid.
- Centralized invoice dashboard for all billing
- Autopay on invoice date, due date, or discount deadline
- Automated reminders with direct payment links
- Secure, tokenized ACH and card storage
- Automatic early-pay discount application
Your customers' single source of truth for all billing.
Centime's customer portal software consolidates all open and paid invoices into a single accessible client self-service portal. Customers see outstanding amounts, due dates, payment methods, discount eligibility, and payment history without calling or emailing your AR team. Say goodbye to "I didn't get the invoice" excuses.
Let customers automate payments and eliminate late invoices.
Centime's Autopay feature allows customers to choose when invoices are automatically paid. Once enrolled, invoices are paid automatically with stored payment methods. No missed payments. No manual intervention. Just steady, predictable cash flow. Plus, Centime offers volume incentives as Autopay adoption increases—lowering your processing costs compared to traditional invoicing.
- Invoice date — Payment processes immediately
- Due date — Payment aligns with net terms
- Last discount day — Maximize savings, ensure on-time payment
Stop chasing. Start collecting.
Every payment reminder email sent from Centime includes a direct link to the customer's client self-service portal. No searching inboxes, no calling the AR team, no delays. Customers click the link, review invoices, and pay in minutes. This seamless integration reduces time-to-payment, cuts AR follow-up volume, and creates a frictionless experience through a customer collaboration platform that encourages on-time payments.
Bank-level security for stored ACH and card details.
The Centime Customer Portal uses tokenized, PCI-compliant storage for all payment information. Customers save ACH bank accounts or credit cards once, then reuse them for future invoices; there is no need to re-enter their details each time in the customer management portal.
Incentivize faster payment without manual oversight.
Centime's Customer Portal automatically applies early payment discounts based on invoice terms and removes them when the eligibility window closes. No manual adjustments. No customer confusion.
One login. Multiple companies. Zero confusion.
For customers managing payments across multiple subsidiaries or supplier relationships, Centime's customer portal software allows seamless toggling between companies and suppliers, with no need for separate logins or duplicate setups.
Why Finance Teams Love Centime Customer Portal
Centralized Billing
Your customers can view all outstanding invoices, payment history, and available payment methods in a single, clean customer management portal dashboard, eliminating back-and-forth emails and confusion.
Autopay for Predictable Cash
Customers opt into automated payments on invoice date, due date, or last discount day—ending late payments and improving DSO.
Automated Reminders with Direct Links
Every reminder email includes a payment portal link so customers can click and pay in seconds, not search their inbox.
Secure, Tokenized Storage
Bank and card details are stored with PCI-compliant tokenization, making recurring payments seamless and safe within the customer collaboration platform.
Automatic Early Pay Discounts
Centime Customer Portal applies discounts when eligible and removes them when expired—no manual oversight or customer confusion.
Centime vs. Other AR Customer Portals
| Features | | Other AR Customer Portals |
|---|---|---|
| ERP Integration | Embedded in NetSuite and Sage Intacct with deep QuickBooks integration | Sync-based; not ERP-embedded or real-time |
| Payment Methods | Native ACH and credit card with compliant surcharging | ACH only or requires third-party processors |
| Autopay Flexibility | Three timing options: invoice date, due date, or last discount day | Basic scheduled payments with limited options |
| Early Pay Discounts | Automatic discount application and removal based on invoice terms | Manual codes or no discount support |
| Multi-Entity Support | Single login with toggle between multiple companies/suppliers | Separate logins for each entity or supplier |
| Security & Compliance | Tokenized storage, PCI DSS compliant, bank-level encryption | Basic password protection; limited tokenization |
| Payment Reminders | Automated reminders with embedded payment links | Generic emails without payment access |
| Bulk Payments | Pay up to 200 invoices in one transaction | Pay invoices one at a time |
| Payment Session Logic | Enforces one method per session (eliminates conflicts) | Allows mixing payment types (causes errors) |
| Credit Application | One-click credit and adjustment application | Manual process requiring AR team |
| Implementation Time | 7-21 days with guided, ERP-embedded onboarding | 60-90+ days with complex setup |
| User Experience | Modern, intuitive, mobile-responsive design | Clunky interface, not mobile-friendly |
| Portal Branding | Add your company logo and name for professional experience | Generic white-label or no customization |
| Support Model | Dedicated onboarding specialists and ongoing support | Email-only with slow response |
| Real-Time Sync | Real-time invoice and payment updates from ERP | Delayed sync; stale invoice data |
Built for Modern Finance Teams
The Centime Customer Portal is part of the broader Centime ecosystem—unifying AR, AP, treasury, and banking into one platform. Every payment your customers make flows seamlessly into your ERP, cash forecast, and AR reporting.
Frequently Asked Questions
Can customers view, download, and pay invoices directly through the portal?
Yes. Customers can view all open and paid invoices, download invoice PDFs, see payment history, and pay one or multiple invoices (up to 200 at once) directly through the portal using their saved ACH or credit card information.
Can customers set up automated payments?
Yes. Customers can enroll in Autopay and choose when payments are automatically processed: on the invoice date, on the due date, or on the last day of early pay discount eligibility.
How does the portal improve customer payment experience and reduce follow-ups?
The portal centralizes all billing information in one accessible location, provides automated payment reminders with direct payment links, and allows customers to save payment methods for future use. This eliminates back-and-forth emails, phone calls, and manual processing, reducing your AR team's workload while making it easier for customers to pay on time.
Can I customize the portal with my company's branding?
Yes. You can add your company logo and name to the portal to create a professional, branded experience for your customers.
Which payment methods are supported?
Centime supports both ACH and credit card payments. Customers can save their preferred payment method and reuse it for future invoices. Credit card surcharging is compliant and clearly displayed before payment confirmation.
Ready to Accelerate Collections and Delight Your Customers?
See how the Centime Customer Portal connects self-service payments to your whole AR workflow, on the same platform that unifies AR, AP, and treasury.