Yooz Lives Outside Your ERP.
Centime Lives Inside It.
Ditch the sync errors, rigid workflows, and disconnected payments.
Centime delivers true finance automation – directly inside NetSuite, Sage Intacct, and QuickBooks.
Stampli Users are Switching to Centime. Here’s Why.
Centime works within NetSuite and Sage Intacct, syncing data instantly with no painful imports or mapping.
Yooz relies on third-party connectors, which can introduce delays, errors, and sync limitations. With Centime, your team works directly in your ERP — no jumping between tools or waiting for batch updates.
Learn more about Centime AP for NetSuite and Centime AP for Sage Intacct.
Yooz relies on third-party connectors, which can introduce delays, errors, and sync limitations. With Centime, your team works directly in your ERP — no jumping between tools or waiting for batch updates.
Learn more about Centime AP for NetSuite and Centime AP for Sage Intacct.
Centime uses AI-powered invoice capture to pull and code every line item. That means no re-keying, no missed GL splits, and no guesswork.
Yooz’s OCR stops at the header, and its only option is % allocation per invoice — not true multi-line coding. Complex invoices? Centime handles them. Yooz forces workarounds.
See how Centime simplifies invoice coding.
Yooz’s OCR stops at the header, and its only option is % allocation per invoice — not true multi-line coding. Complex invoices? Centime handles them. Yooz forces workarounds.
See how Centime simplifies invoice coding.
Centime includes ACH, check, and card payments natively — with approval workflows and vendor self-service built in.
Yooz requires an add-on (YoozPay), and even then, leans on external processors like Checkbook.
With Centime, you pay vendors and reconcile in one place. No punch-outs, no payment silos.
See how Centime automates AP payments.
Yooz requires an add-on (YoozPay), and even then, leans on external processors like Checkbook.
With Centime, you pay vendors and reconcile in one place. No punch-outs, no payment silos.
See how Centime automates AP payments.
Centime gives you 13-week cash flow forecasting and full AR automation, so you can manage inflows, outflows, and working capital in one unified platform.
No more juggling spreadsheets or separate tools to see where your cash is going. Centime shows you the full picture.
Yooz stops at AP.
Learn more about Centime’s all-in-one platform.
No more juggling spreadsheets or separate tools to see where your cash is going. Centime shows you the full picture.
Yooz stops at AP.
Learn more about Centime’s all-in-one platform.
Centime lets you build multi-layered approvals with rule-based logic, AI routing, and a clear audit trail.
Yooz offers simple rules, but can’t scale to support complex org structures or fallback logic — which means bottlenecks and manual tracking when things break. Centime is built to move faster and stay in control.
See how Centime streamlines approval workflows.
Yooz offers simple rules, but can’t scale to support complex org structures or fallback logic — which means bottlenecks and manual tracking when things break. Centime is built to move faster and stay in control.
See how Centime streamlines approval workflows.
Built for Strategic Finance Teams – Not Just AP Clerks
Yooz helps digitize invoices — but it stops there. It operates outside your ERP, requires add-ons for payments, and doesn’t support AR or cash forecasting. Complex approvals, prepayments, and line-level coding? You’re on your own.
Centime was built to replace that fragmented experience. We unify AP, AR, forecasting, and banking in one embedded platform — so your finance team gets real-time visibility, seamless workflows, and a single system of truth inside your ERP.
Centime was built to replace that fragmented experience. We unify AP, AR, forecasting, and banking in one embedded platform — so your finance team gets real-time visibility, seamless workflows, and a single system of truth inside your ERP.
Branch out and get more from your AP solution
Features
ERP Integration
Native, embedded in NetSuite/Sage/QuickBooks
External connector-based (not native)
Real-Time ERP Sync
Instant, real-time sync (no batch delays)
Periodic syncs – not real-time
Handles Subsidiaries / Multi-Entity
Top-level & entity-specific visibility
Limited multi-entity support
Supports Custom Fields & Workflows
Fully supports all standard & custom fields
Basic fields only – complex setups need IT
Invoice Capture (OCR & AI)
Advanced AI OCR + manual-free capture
Standard OCR – errors/misses reported
Multi-Line Invoice Coding
Full support for line-level GL splits
Only allows % splits; no line-level GL
PO Matching (3-Way)
Yes, with automated discrepancy handling
PO matching with more manual review
Approval Workflows
Rule-based + AI fallback ensures accuracy
Basic rules only – no AI, no fallback
Custom Workflow Routing
Fully configurable by user, department, amount
Limited customization; rigid logic
Mobile/Email Approvals
Yes, approvals from any device
Yes, mobile/email supported
Payments (ACH, Check, Wire, Card)
Embedded – ACH, check, wire, virtual cards
Requires YoozPay or 3rd-party portal
Built-In Payment Processing
Native payment engine in-platform
Often uses Checkbook or outside processor
Same-Day ACH / Cash Back
Yes – included with no extra fees
Typically 2–3 day ACH only
Vendor Portal / Pre-Invoice Payments
Yes – pay vendors even without invoice
Not supported – invoice required
Recurring Payments
Yes – supports non-invoice subscriptions
Not supported unless tied to invoice
Payment Requests (No Invoice)
Yes – employees can request non-invoice pay
Not available in platform
Use Case Flexibility
Flexible – supports deposits, retainers, etc.
Rigid – only standard invoice-to-payment
Customer Support Model
White glove CSM + live chat + email
Email-only support – no dedicated CSM
Onboarding & Training
7–21 day onboarding, dedicated team
Limited onboarding; no CSM guidance
Security & Compliance
SOC 2 compliant + audit trail
Standard security, unclear audit logs
Cash Flow Visibility
Built-in dashboard-level visibility
No built-in visibility tool
13-Week Cash Forecasting
Built-in, 13-week forecast module
No forecasting capabilities
Working Capital Optimization
Cash optimization tools included
Not included – separate tools needed
AP Aging / KPI Dashboards
Real-time aging + KPI dashboards
Basic summary reports only
Integrated AR Automation
Yes – AR is part of unified suite
No AR module
System Consolidation
AP, AR, cash, banking in one platform
Separate tools needed for each
Transparent, Fixed Pricing
Per invoice – no user or entity fees
Pricing unclear; can include usage fees
Support Availability
No blackouts – live support available
Limited regions/hours for support
Reporting & Analytics
Built-in dashboards, custom filters
Basic reports, export-only analysis
Implementation Speed
Guided ERP setup – no dev needed
Simple setup, but sync issues reported
What Centime Users Say
“We went from a manual AR/AP process to fully automated through Centime in very little time. We've cut the time of outstanding invoices down dramatically. The support team has also been very attentive to our needs.”
Industry
IT & Services
Employees
51-200
What Centime Users Say
“Centime is a fantastic AP automation tool that streamlined our invoice processing and payment workflows. Its intuitive interface and seamless integrations make managing accounts payable more efficient, reducing manual work and improving accuracy.”
Industry
Entertainment
Employees
51-1000
What Centime Users Say
“A standout Centime feature is its time-saving invoice entry and capture capabilities through AI automation, particularly with invoice coding and PO matching…”
Industry
Food & Beverage
Employees
51-500
Centime: Unified Finance Automation Beyond AP
Centime goes beyond invoice payments to unify your entire finance function. Instead of juggling disconnected tools for AP, AR, forecasting, and banking, Centime brings them together in one platform—embedded inside your ERP.
That means always-synced data, real-time cash visibility, and smarter decision-making. With one login and one source of truth, your team spends less time reconciling and more time driving strategy.
BILL’s AR: An Afterthought, Not a Solution
BILL markets itself as an AP & AR platform, but in reality, its AR solution is limited, disjointed, and lacks real automation.
The Complete AP & AR Solution
AI-powered AR automation – Invoicing, collections, and cash application fully automated.
Branded customer payment portal – Make it easier for customers to pay without extra logins.
Smart collection workflows – AI-driven reminders and escalations to speed up cash flow.
Full AP + AR + Cash Flow Forecasting – All in one place, giving you complete cash visibility.
Real-time ERP sync – Payments automatically update in NetSuite & Sage Intacct.
What BILL’s AR is missing:
No end-to-end automation – You still need to chase collections manually.
No real-time cash visibility – AR & AP live in separate silos, making cash flow planning difficult.
No smart collection workflows – Just basic email reminders, no AI-powered escalation logic.
No ERP-native AR processing – Payments don’t sync in real-time like they do with Centime.
No automated dispute tracking – Any invoice disputes must be managed manually.
AP
Automation
Automation
AR
Automation
Automation
Business
Banking
Banking
Expense
Management
Management
What Centime Users Say
“We switched from Bill.com and saved over 20 hours per week. We were impressed with how Centime's tailored approach overcame the unique challenges in our accounts payable setup.”
Industry
Commercial Real Estate
Employees
51-200
FAQs
Is Centime the right fit for my business?
Centime is built for mid-market companies ($20M–$500M) using NetSuite, Sage Intacct, or QuickBooks. If you’re ready to move beyond basic AP and want to unify payables, receivables, and cash management in one platform, Centime is a strong fit. Small businesses with simple AP needs might be okay with Yooz, but scaling teams benefit more from Centime’s all-in-one approach.
How does Centime compare to Yooz for AP automation?
Yooz automates basic invoice workflows. Centime does that—and much more. With real-time ERP integration, embedded payments, AI-powered approvals, and multi-line coding, Centime delivers a seamless, full-stack AP process without jumping between tools or relying on manual steps.
How are Centime’s ERP integrations different from Yooz’s?
Centime connects natively to your ERP—no middleware, no delays. Every invoice and payment syncs instantly. Yooz uses external connectors, which can cause lags, errors, or duplicates. With Centime, your ERP stays your source of truth, with finance workflows built directly inside.
Does Centime support AR automation and cash forecasting?
Yes, both. Unlike Yooz, Centime includes AR automation and real-time cash forecasting out of the box. That means faster collections, smarter planning, and full visibility into your cash position—all in one place.
What does “AP that pays you” mean?
Centime helps you earn money while paying bills. You can earn up to 3.0% APY on funds before they’re disbursed and get cash-back from virtual card payments. Yooz offers none of this—your payments just... go. With Centime, AP becomes a profit lever, not just a cost.
Can I use Centime for just AP or AR (and add on later)?
Absolutely. Start with AP or AR—whichever you need now—and add other modules later. Everything’s pre-connected, so expansion is seamless whenever you’re ready.
How long does it take to switch from Yooz to Centime?
Most customers go live in 7–21 days. Centime handles ERP setup, data migration, and training for you. You’ll start seeing automated invoices and payments fast—without disruption.
What makes Centime different from tools like Yooz?
Yooz is an AP-only tool. Centime is an all-in-one finance platform—AP, AR, forecasting, and even banking. It’s embedded inside your ERP, fully integrated, and actually pays you to use it. If you want full control of cash and fewer tools to manage, Centime is the smarter move.
More Questions
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Our innovative AR, AP and business banking solutions are powerful alone, and even better together.
Schedule a tailored demo with a Centime expert.
Schedule a tailored demo with a Centime expert.
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