Centime with AI
Cash Flow Forecasting Made Easy
All Your Cash. One Intelligent Forecast.
Centime unifies your AP, AR, banking, and ERP data into one precise, AI-driven cash flow forecast. No syncing delays, no manual modeling—just clarity, accuracy, and total control of your liquidity.
"The Cash Flow Forecasting and Reporting provide clear insight into business performance and health aiding in managing upcoming payment schedules and anticipated outflows, which is extremely helpful for planning and managing liquidity."
Fully
embedded in:
embedded in:
Why Finance Teams Love Centime Cash Forecasting
Plan With Confidence
AI-driven predictions consolidate activity across banking, AP, AR, and manual entries so you always know what’s coming next.
Deep ERP Embed
Native connections to NetSuite, Sage Intacct, and QuickBooks ensure forecasts reflect real-time transactions—not stale spreadsheets.
Scenario-Level Precision
Adjust prediction settings, exclude short-term noise, and model different outcomes by customer, supplier, or cash flow group.
Actionable Planning Tools
Use AP and AR planning modules to shift dates, modify amounts, and immediately see cash impact.
Unified Cash Visibility
Cash KPIs, inflows/outflows, and liquidity insights all live in one place—fully connected to the rest of the Centime platform.
Rolling, AI-Driven Cash Flow Forecasting
A smarter way to anticipate cash movement—daily, weekly, or monthly.
Centime automatically consolidates predicted inflows and outflows, using AI and configurable prediction rules to generate accurate, forward-looking cash positions. Customize consolidation frequency (day/week/month), define exclusion windows for predictions or manual transactions, and tailor results by GL group, customer, or supplier.
Inflow & Outflow Modeling With Full Drill-Down
See the individual events driving every future cash position.
Explore forecasted inflows and outflows by category, customer, supplier, or transaction. Drill into why expected receipts or payments appear when they do, refine assumptions, and resolve discrepancies before they impact liquidity.
Cash Plan: Payables Planning
Model payment timing and understand cash impact before scheduling anything.
The Cash Plan tool enables AP teams to evaluate how payment decisions affect liquidity before committing to the payment run. Select invoices, adjust payment dates, modify amounts or payment methods, and instantly see the forecast impact via the cash impact graph.
Cash Plan: Receivables Planning
Plan your expected cash receipts—even without using Centime AR.
For companies not using Centime Receivables, the Cash Plan tool allows you to project inflows by adjusting expected payment dates or invoice statuses. Every change instantly updates the cash impact graph and the 13-week forecast.
Liquidity Optimization & Movement Between Accounts
Ensure you always maintain the right balance across your banking footprint.
Use forecast insights to guide upcoming fund movements, anticipate shortfalls, or optimize yield. Identify when to transfer cash, when to delay payments, and when to accelerate collections.
Cash Performance Tracking & KPIs
Finally, a clear view of historical and forward-looking cash health.
Move beyond static statements. Centime gives teams dynamic reporting across cash categories, periods, and KPIs—helping create a true “cash culture” across the organization.
Centime vs. Other Cash Flow Forecasting Tools
Other Cash Forecasting Tools
ERP Integration
Sync-based; not ERP-embedded or real-time
Forecast Accuracy (Real-Time Actuals)
Always current—AP, AR & bank activity updates instantly
Updates only when users sync or import data
Prediction Settings & Controls
Flexible prediction windows, grouping, overrides & exclusions
Limited or fixed settings; minimal customization
Rolling 13-Week Forecast
Automated 13-week forecast using live AP, AR & bank data
No integrated 13-week model; often manual
AI-Driven Predictions
AI-powered inflow/outflow predictions that learn over time
Basic rules or averages; requires manual cleanup
AP & AR Cash Impact Modeling
Interactive AP/AR planning with instant cash impact updates
No “what-if” modeling for shifting receipts/payments
Multi-Entity Forecasting
Unified, consolidated cash view across all entities
Separate views; no consolidated roll-up
Liquidity Management
Move funds & manage liquidity directly within the platform
Forecasting only; no payments or account transfers
Cash KPIs & Reporting
Built-in KPIs (burn, runway, variance, category trends)
Basic reporting; limited KPI visibility
Inflows/Outflows Drill-Down
Drill into forecasts by customer, supplier, or invoice
High-level only; limited transaction detail
Forecast Regeneration
Automatically regenerates with every data update
Requires manual refresh or scheduled sync
Unified Platform Scope
Forecasting-only; depends on separate AP/AR tools
Scenario Modeling
Build scenarios for collections, payables & cash events
No scenario or “what-if” analysis
Onboarding & Setup
Go live in 2–3 weeks with guided, ERP-embedded onboarding
Manual setup; slower configuration
Support Model
Dedicated success manager with proactive guidance
Standard ticket-based support
Built for Modern Finance Teams
Cash flow forecasting sits at the center of Centime’s broader cash, AP, AR, and banking ecosystem. Every transaction, plan, and adjustment flows seamlessly into your real-time forecast—giving finance a unified, reliable view.
What Centime Users Say
“Centime’s full forecasting feature really sets it apart from other competitors we were researching. The AI that calculates when we can expect payments based on historical data is incredibly helpful for managing our cash flow.”
Industry
IT & Services
Employees
51-1000
What Centime Users Say
“What I like best about Centime is its ease of use for ACH processing, quick and accurate customer support team, easy to understand data and well thought out approach to cash flow forecasting.”
Industry
IT & Services
Employees
51-1000
What Centime Users Say
“A standout Centime feature is its time-saving invoice entry and capture capabilities through AI automation, particularly with invoice coding and PO matching…”
Industry
Food & Beverage
Employees
201-500
What Centime Users Say
“We switched from Bill.com and saved over 20 hours per week. We were impressed with how Centime's tailored approach overcame the unique challenges in our accounts payable setup.”
Industry
Commercial Real Estate
Employees
51-200
Centime AI
Ready to Power Your Finance Function with Cash Forecasting?
Frequently Asked Questions
How far ahead can Centime forecast?
Centime provides a rolling 13-week forecast, with deeper visibility available through connected AP, AR, and banking modules.
Can I customize prediction assumptions?
Yes—prediction settings allow you to group predictions by day/week/month, exclude short-term predictions or manual transactions, and override global rules at the customer or supplier level.
How do AP/AR planning tools affect my forecast?
Planned payables and receivables instantly update the cash impact graph and future cash position, giving you visibility before committing to actual payments or AR activities.
Which cash KPIs are included?
Gross burn, net burn, cash runway, and period-over-period comparisons are available out of the box, with expanded reporting across cash categories.
Does it work with my accounting software?
Centime integrates deeply with NetSuite, Sage Intacct, QuickBooks and Microsoft Dynamics 365 BC (coming soon) so forecasts stay accurate and current.
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See Centime in action
Our innovative AR, AP and business banking solutions are powerful alone, and even better together.
Schedule a tailored demo with a Centime expert.
Schedule a tailored demo with a Centime expert.
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**Deposit placement through ICS is subject to the terms, conditions, and disclosures in the applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through ICS satisfies any restrictions on its deposits. A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. The depositor may exclude banks from eligibility to receive its funds. IntraFi and ICS are registered service marks, and IntraFi Cash Service is a service mark, of IntraFi Network LLC.
††2.50% Annual Percentage Yield (APY) as of 11/17/25. Deposit rate may adjust to current market rate and may change daily. Fees may reduce earnings.
††2.50% Annual Percentage Yield (APY) as of 11/17/25. Deposit rate may adjust to current market rate and may change daily. Fees may reduce earnings.