Centime with AI
AP Automation Software Built for Modern Finance Teams
AI Powered AP – Built for Teams Running on NetSuite, Sage Intacct, or QuickBooks
Automate every part of accounts payable OCR, coding, PO matching, approvals, payments, and supplier visibility right inside your ERP. As an accounts payable automation platform built for scale, Centime combines embedded AI with 2.25% APY†† on AP funds to help finance teams do more than automate.
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Why Finance Teams Choose Centime AP
Free Your Team from Manual Tasks
AI captures and codes invoices—no templates or repetitive data entry.
Catch Errors Before They Escalate
AI-powered matching and approval logic flag issues early—before they become problems.
Built Into Your ERP
Deep integrations with NetSuite, Sage Intacct, and QuickBooks—no plugins, no syncing delays.
Put an End to "Where’s My Payment?"
Give vendors self-service visibility into invoice and payment status.
Fast Implementation, Better Support
Launch in 7–21 days with Centime’s award-winning onboarding team.
AI Invoice Capture
Extract invoice data in seconds—no manual entry required
AI-powered OCR automatically pulls header and line-level data from any invoice format no templates or rules needed. This enables faster, more accurate automated AP processing that improves continuously with use.
Rapid AI Invoice Coding
Predictive coding that learns your patterns and gets it right
Assign GL codes at the header or line level with AI-powered suggestions. Customize with overrides, bulk edits, and smart defaults—all designed for finance speed.
Intelligent PO Matching
Automated 2- and 3-way matching that flags issues before they cost you
Centime links invoices to POs and receipts using AI-driven logic. Match rates, quantities, and descriptions, set tolerance thresholds, and resolve discrepancies in seconds.
Automated Approval Workflows
Multi-tier routing logic that eliminates bottlenecks
Customize approval policies by vendor, amount, or department. Approvers get real-time notifications and secure portal access for faster, easier reviews.
AP Payment Processing
Pay vendors your way—from one place
Send ACH, checks, credit card, or portal payments from inside Centime. Approvals and payment status are centralized, and transactions auto-reconcile to your GL.
Supplier Portal
Let vendors track payments, so you don’t have to
Vendors get real-time access to invoice and payment status. That means fewer emails, less frustration, and stronger vendor relationships.
AI Built Into Every Step
OCR. Coding. PO Matching. Approval Logic.
Centime’s AI doesn’t stop at data capture—it drives speed, accuracy, and learning across your entire AP workflow.
Centime vs. Other AP Tools: What Sets Us Apart
Other AP Tools
ERP Integration
Bolt-on or loosely connected. Requires sync or external tools.
Invoice Capture
Real-time, AI-powered OCR that learns and adapts.
Manual or template-based. Doesn’t improve over time.
Invoice Coding
AI auto-coding that predicts and learns from GL history.
Rigid, rule-based logic.
Approvals
Flexible routing by vendor, amount, department, or code.
Static approval flows.
PO Matching
Accurate 2- and 3-way matching with issue flagging.
Basic 2-way matching. Frequent mismatches.
Cash Flow Forecasting
Built-in 13-week forecast includes AP liabilities.
No visibility into payable cash impact.
Fraud Monitoring
Real-time detection for duplicates and suspicious activity.
No or basic fraud controls.
Search
Fast, full-text search across invoices, approvals, and payments.
Slow or limited audit trail.
Payment Processing
Native ACH, card, and check payments with auto-reconciliation.
Outsourced rails with limited control.
Onboarding & Support
Go live in 7–21 days with dedicated onboarding specialists.
Long setup, minimal guidance.
ERP Sync
Real-time sync with NetSuite, Intacct, and QuickBooks.
Sync issues and duplicate risk.
All-in-One Financial Automation
Unified AP, AR, treasury, and forecasting—ERP embedded.
AP-only. No banking, forecasting, or AR.
Vendor Setup
Smart vendor onboarding with AI-powered auto-suggestions.
Manual entry. No assistive tech.
Multi-Entity Support
Scales easily across entities and invoice volume.
Requires workarounds or headcount.
Working Capital
Earn 2.25% APY†† on AP funds—turn payables into profit.
AP remains a cost center.
Built for Modern Finance Teams
Centime isn’t just automating AP—it’s part of a fully unified finance platform. From accounts payable and receivable to treasury, forecasting, and expense management, Centime centralizes your workflows inside your ERP—so your team can shift from operational busywork to strategic finance leadership.
What Centime Users Say
“A standout Centime feature is its time-saving invoice entry and capture capabilities through AI automation, particularly with invoice coding and PO matching…”
Industry
Food & Beverage
Employees
201-500
What Centime Users Say
“We switched from Bill.com and saved over 20 hours per week. We were impressed with how Centime's tailored approach overcame the unique challenges in our accounts payable setup.”
Industry
Commercial Real Estate
Employees
51-200
What Centime Users Say
“We went from a manual AR/AP process to fully automated through Centime in very little time. We've cut the time of outstanding invoices down dramatically. The support team has also been very attentive to our needs.”
Industry
IT & Services
Employees
51-200
What Centime Users Say
“Prior to using Centime we were 100% manual on entering and approving all invoices. Centime is a fantastic AP automation tool that streamlined our invoice processing and payment workflows.”
Industry
Entertainment
Employees
51-1000
Centime AI
Ready to Transform Your Accounts Payable Process?
Frequently Asked Questions
What is AP automation software?
AP automation software digitizes and automates the accounts payable process—replacing manual tasks like invoice entry, GL coding, PO matching, and payments.
How does Centime handle invoice coding?
Centime uses AI trained on historical data to predict and apply accurate GL codes. You can override, bulk edit, or configure smart defaults for full control.
Does Centime integrate with my ERP?
Centime embeds directly into ERPs like NetSuite, QuickBooks, and Sage Intacct for real-time sync and native user experience.
How does the 2.25% APY†† work?
With Centime Banking, your AP funds can earn 2.25% APY††—turning your payables into a revenue stream, not just a cost center.
How long does it take to go live?
Most Centime customers go live in 7 to 21 days, supported by our implementation team and technical specialists.
Try it free
See Centime in action
Our innovative AR, AP and business banking solutions are powerful alone, and even better together.
Schedule a tailored demo with a Centime expert.
Schedule a tailored demo with a Centime expert.
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**Deposit placement through ICS is subject to the terms, conditions, and disclosures in the applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through ICS satisfies any restrictions on its deposits. A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. The depositor may exclude banks from eligibility to receive its funds. IntraFi and ICS are registered service marks, and IntraFi Cash Service is a service mark, of IntraFi Network LLC.
††2.25% Annual Percentage Yield (APY) as of 12/23/25. Deposit rate may adjust to current market rate and may change daily. Fees may reduce earnings.
††2.25% Annual Percentage Yield (APY) as of 12/23/25. Deposit rate may adjust to current market rate and may change daily. Fees may reduce earnings.