VersaPay is AR-only. Centime Powers Your Entire Finance Function.
Stop managing finance in fragments. VersaPay focuses only on receivables, leaving gaps across payables, forecasting, and cash visibility. Centime unifies AP, AR, forecasting, and banking right inside your ERP — giving you complete control of your cash cycle.
Why VersaPay Users Are Switching to Centime
VersaPay connects through APIs and plug-ins, often creating sync delays and IT overhead.
Centime integrates natively inside NetSuite, Sage Intacct, and QuickBooks, ensuring real-time, error-free data without middleware.
Learn more about Centime for NetSuite, Centime for Sage Intacct and Centime for QuickBooks.
Centime integrates natively inside NetSuite, Sage Intacct, and QuickBooks, ensuring real-time, error-free data without middleware.
Learn more about Centime for NetSuite, Centime for Sage Intacct and Centime for QuickBooks.
VersaPay stops at AR.
Centime unifies accounts payable, receivable, forecasting, and banking in one ERP-embedded platform — eliminating silos and giving finance leaders true end-to-end visibility.
See why Centime is different.
Centime unifies accounts payable, receivable, forecasting, and banking in one ERP-embedded platform — eliminating silos and giving finance leaders true end-to-end visibility.
See why Centime is different.
VersaPay offers no forecasting or liquidity planning.
Centime delivers a live 13-week rolling forecast powered by your ERP data, so you can plan ahead with confidence.
Learn more about our 13-week rolling cash forecast.
Centime delivers a live 13-week rolling forecast powered by your ERP data, so you can plan ahead with confidence.
Learn more about our 13-week rolling cash forecast.
VersaPay has no AP module.
Centime includes OCR invoice capture, approval workflows, PO matching, and vendor payments, so you can manage both inflows and outflows in one place.
See how Centime automates AP end-to-end.
Centime includes OCR invoice capture, approval workflows, PO matching, and vendor payments, so you can manage both inflows and outflows in one place.
See how Centime automates AP end-to-end.
VersaPay provides standard email reminders for collections.
Centime uses AI-driven workflows that prioritize accounts, escalate automatically, and accelerate cash flow.
Learn more about Centime's intelligent collections.
Centime uses AI-driven workflows that prioritize accounts, escalate automatically, and accelerate cash flow.
Learn more about Centime's intelligent collections.
Centime vs. VersaPay: Finance Leaders Need More Than Collections
VersaPay digitizes AR, but that’s where it ends. Teams are left with customer portal friction, basic reminder emails, limited reporting, and no visibility into AP or future cash flow.
Centime goes further. By unifying AP, AR, forecasting, and banking directly inside your ERP, you get real-time data, intelligent collections, and complete visibility across the entire cash cycle.
Centime goes further. By unifying AP, AR, forecasting, and banking directly inside your ERP, you get real-time data, intelligent collections, and complete visibility across the entire cash cycle.
VersaPay vs. Centime: Feature Comparison
Features
ERP Integration
External APIs/connectors, not embedded
ERP Sync Speed
Instant two-way sync
Batch updates, potential delays
ERP IT Overhead
No middleware required
Requires connector setup & IT maintenance
Vendor Payments
ACH, check, wire — executed in-platform
Not available
Fraud Protection
Built-in outgoing payment fraud monitoring
Not available
Customer Payment Portal
Branded, frictionless, multiple payment options
Requires customer onboarding/login
Cash Application
Auto-applies payments across all methods
Only portal payments auto-applied
Early Pay Discounts
Configurable discount management
Not available
Unified Cash Visibility
Combined AP + AR + bank data in one dashboard
AR-only visibility
Onboarding Time
7–21 days with dedicated success manager
Longer, requires IT & customer portal adoption
Customer Support
Dedicated success manager, award-winning
Standard ticket-based support
What Centime Users Say
“Centime is a must-have for collections and has helped to significantly reduce time spent on this tedious task. The Receivables module provides highly customizable, automated reminder campaigns, convenient payment links where customers can pay by credit card/ACH, and the ability to record collections notes and promised payment dates to help with cash management.”
Industry
IT & Services
Employees
51-1000
What Centime Users Say
“Centime has helped reduce the workload for our AR process. What would normally take anywhere between 4-6 hours a week, we are now able to accomplish under an hour. Grateful and excited for the additional help!”
Industry
IT & Services
Employees
51-1000
What Centime Users Say
“We saw a significant reduction in the number of customers that need some sort of follow-up, converted 50% to electronic payments, and saw a substantial decrease in overdue invoices.”
Industry
Technology & Software
Employees
51-200
Why Centime Delivers More Value
Finance leaders can’t afford blind spots. With Centime, AP, AR, forecasting, and banking all live in one platform, directly inside your ERP. That means:
- One login, one system instead of juggling multiple tools.
- End-to-end automation across cash in and cash out.
- Real-time forecasts for smarter decisions.
- Built-in ROI with AP automation that pays you back.
Centime replaces disconnected systems with a unified platform that scales as you do.
BILL’s AR: An Afterthought, Not a Solution
BILL markets itself as an AP & AR platform, but in reality, its AR solution is limited, disjointed, and lacks real automation.
The Complete AP & AR Solution
AI-powered AR automation – Invoicing, collections, and cash application fully automated.
Branded customer payment portal – Make it easier for customers to pay without extra logins.
Smart collection workflows – AI-driven reminders and escalations to speed up cash flow.
Full AP + AR + Cash Flow Forecasting – All in one place, giving you complete cash visibility.
Real-time ERP sync – Payments automatically update in NetSuite & Sage Intacct.
What BILL’s AR is missing:
No end-to-end automation – You still need to chase collections manually.
No real-time cash visibility – AR & AP live in separate silos, making cash flow planning difficult.
No smart collection workflows – Just basic email reminders, no AI-powered escalation logic.
No ERP-native AR processing – Payments don’t sync in real-time like they do with Centime.
No automated dispute tracking – Any invoice disputes must be managed manually.
AP
Automation
Automation
AR
Automation
Automation
Business
Banking
Banking
Expense
Management
Management
What Centime Users Say
“We switched from Bill.com and saved over 20 hours per week. We were impressed with how Centime's tailored approach overcame the unique challenges in our accounts payable setup.”
Industry
Commercial Real Estate
Employees
51-200
FAQs
How does Centime integrate with ERPs compared to VersaPay?
Centime connects natively to NetSuite and Sage Intacct, and deeply to QuickBooks—no middleware or file mapping required. VersaPay connects through APIs and plug-ins
Is Centime right for my business?
Centime is purpose-built for mid-market companies using NetSuite, Sage Intacct, QuickBooks, and Microsoft Dynamics 365 BC (coming soon). If you’ve outgrown point solutions and need unified AP, AR, and forecasting, Centime is a fit.
How does Centime compare to VersaPay for AR automation?
Both handle invoicing and portals, but Centime goes further with AI-driven collections, real-time ERP sync, AP automation, and forecasting. VersaPay stops at AR.
Does Centime also automate AP?
Yes. Centime includes full AP automation: OCR capture, approval workflows, PO matching, and vendor payments — all missing from VersaPay.
How long does switching take?
Most clients are live in 7–21 days with Centime. VersaPay’s setup often requires more IT resources and longer timelines.
Can I start with AR only and expand later?
Absolutely. Many teams start with AR in Centime, then add AP and forecasting as they grow — all in the same platform.
More Questions
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See Centime in action
Our innovative AR, AP and business banking solutions are powerful alone, and even better together.
Schedule a tailored demo with a Centime expert.
Schedule a tailored demo with a Centime expert.
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††3.0% Annual Percentage Yield (APY) as of 01/07/25. Deposit rate may adjust to current market rate and may change daily. Fees may reduce earnings.