Good news! Now you can get 3.5%†† APY on your cash.
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Top Rated Cash Management Suite

Everything your finance team needs to manage cash more effectively

Accelerate payments, streamline invoices, maximize working capital, and achieve pinpoint forecasting accuracy—all seamlessly integrated into one platform.

Fully embedded in:

Powerful cash management solutions alone, even better together

Centime AR, AP, and banking work seamlessly together, offering robust functionality independently and unparalleled efficiency when utilized collectively.

Accounts Receivable

  • Invoice Delivery
  • AI Collection Workflows
  • Collection Campaigns
  • Dispute Resolution
  • Customer Portal
  • Electronic Payments
  • Cash Application

Accounts Payable

  • AI Capture & Code
  • PO Matching
  • Approval Workflows
  • Payment Planning
  • Supplier Portal
  • Vendor Payments
  • Virtual Cards
  • Transaction Monitoring

Business Banking*

  • High Yield Checking
  • Insured Cash Sweep**
  • Enhanced FDIC Coverage
  • Account Aggregation
  • Cross-Bank Transfer
  • Fraud Protection
  • Working Capital Credit
† Fraud protection provided by Hub International. Terms and conditions apply.
*Centime is a financial technology company, not a bank.

*All banking products and solutions are provided by FNBO. Member FDIC.

G2 Reviews

4.9 Star Rating

Capterra Reviews

4.5 Star Rating


Fintech of the Year

Best Support

Top Rated NPS

Best Place to

Work in Fintech 2023

AI-powered accounts receivable automation

Streamline your accounts receivable process with highly configurable collection workflows and automation. With Centime AR, you can put receivables on autopilot, get paid faster, and more predictably.
“We saw a significant reduction in the number of customers that need some sort of follow-up, converted 50% to electronic payments, and saw a substantial decrease in overdue invoices.”

AI-powered accounts payable automation

Simplify your accounts payable workflows and automate the entire invoice capture to payment process. With Centime AP, you can reduce costs, supercharge productivity, and streamline payments.
“We switched from and saved over 20 hours per week. We were impressed with how Centime's tailored approach overcame the unique challenges in our accounts payable setup.”

Business banking*

Mitigate risk and maximize yield with modern business banking solutions. With Centime Checking you can earn interest on idle cash, diversify deposits over $250,000**, and seamlessly transfer funds between banks with a checking account powered by FNBO.
"We saved 40+ hours a month on AP processing. Beyond that, Centime’s Customer Support is always super responsive. Anytime I send something, they’ll email me back within an hour.”

Why all-in-one?

Centime's unified cash management suite empowers the entire finance team, providing end-to-end control and visibility into the set of interconnected processes that impact working capital. Over 100 innovative organizations have ditched disjointed processes and systems, opting instead for a modern, holistic approach to finance operations.

“I've felt exceptionally supported throughout this journey. Unlike other SaaS implementations where follow-up meetings felt unnecessary, these sessions with our Customer Success Manager are invaluable. They keep us updated on new features and guides us on adoption strategies, which saves us considerable time and effort."
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Return on
Reduction in
processing costs
“We were looking for a solution to help automate our invoice tracking. We needed more visibility to make sure that everybody knew what was hitting their budgets."
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Hours saved
Invoices processed

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Our innovative AR, AP and business banking solutions are powerful alone, and even better together.

Schedule a tailored demo with a Centime expert.