Apply easily. Qualify quickly. Fund immediately. Meet operating needs. Finance growth.
CentimeCredit™ combines a commercial credit card (CentimeCard™) and a working capital credit
line (CentimeCash™) in one integrated package that is flexible, cost-effective, and easy to use.
- Securely complete an online digital application
- Quickly qualify based on company balance sheet and cash flow
- Get a CentimeCard™: a commercial credit card that extends cash and provides rebates
- Access CentimeCash™: a cost-effective line of credit
- Use integrated cash forecast to access working capital “just in time”
- Obtain credit from leading bank
- Optionally provide personal guarantee
- Apply easily, know quickly, fund rapidly
CentimeCard™ is a commercial credit card fully integrated with the Centime AP application
and is optimized to maximize payments to card-accepting suppliers.
- Pay card-accepting suppliers with CentimeCard™
- Easily engage and enroll card-accepting suppliers
- Capture supplier payment terms: payment limits, surcharge fees
- Pay suppliers online, or safely send virtual cards by email
- Stretch payables by 20-50 days for no cost
- Maximize rewards
- Honor supplier preferences while driving card spend
- Mitigate fraud risk with virtual card payments
CentimeCash™ is an unsecured working capital line of credit that provides your business
with cash in near real-time as and when you need it.
- Draw cash from CentimeCash™ credit line to fund any operating account
- Choose your own payback period: 1-90 days
- Automatically clear open balances with auto payback
- Only pay for what you use
- Use cash for any business purpose
- Payback early with no penalties
See Centime Cash Reporting and KPIs in action, in a test environment with realistic data, to understand the value the solution can deliver — free, with no commitment. Try and see whether Centime Cash Reporting and KPIs or any of our other cash management solutions — AP Automation, AR Automation, Cash Forecasting or working capital credit — can help you thrive.
What customers love about Centime
Centime's short-term credit can smooth cash flows and accommodate seasonality while freeing bandwidth for CFOs and treasurers to focus on their most urgent strategic imperatives.
Frank Martien, Managing Partner
Sometimes we have situations where our cash can fall below an acceptable level because of the timing cash inflows and outflows. CentimeCash™ gives us the working capital we need to tide over these difficult times.
Rob Rubin, President
Centime is a powerful suite of cash management applications.
See how they work together to help you manage your cash more effectively.