Meet Penny Cashmore

Read her emails, or friend her on LinkedIn — but who is Penny Cashmore?

Centime’s culture values deep trust, thoughtful and empathetic customer service, and teamwork, both internally and in relationships with clients.

We consider Penny a beacon of our values, and a reminder of how we can be a little better, a little kinder and even more assuring to those who trust us with their business. If you don’t believe us, we’ll show you the references to her on the Centime Slack channels.

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“ …a reminder of how we can be a little better, a little kinder and even more assuring to those who trust us with their business.”

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Arthur Johnston and Johnny Burke’s beloved classic 1936 “Pennies from Heaven,” performed by everyone from Louis Armstrong to Frank Sinatra to Doris Day to Billie Holiday (Led Zeppelin referenced it, too), feels like a fitting tribute to Miss Cashmore.

Download Now: Cash Flow Guide for Small to Mid-Sized Businesses

If every time it rains, it rains, pennies from heaven

Don’t you know each cloud contains pennies from heaven

You’ll find your fortune falling all over town

Be sure to that your umbrella

Is upside down

Like all the members of the Centime team, she wants you to watch every penny, and make the most of each cent.

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**Deposit placement through ICS is subject to the terms, conditions, and disclosures in the applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through ICS satisfies any restrictions on its deposits. A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. The depositor may exclude banks from eligibility to receive its funds. IntraFi and ICS are registered service marks, and IntraFi Cash Service is a service mark, of IntraFi Network LLC.

^††3.0% Annual Percentage Yield (APY) as of 01/07/25. Deposit rate may adjust to current market rate and may change daily. Fees may reduce earnings.

*Centime is not a bank and is not authorized by any federal or state agency to engage directly in core banking activities.
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*All banking products and services available through Centime are provided by FNBO and are governed by the applicable agreements and related disclosures provided to you by FNBO. Member FDIC.
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‍*While Centime facilitates traditional banking activities (such as the acceptance of deposits or extensions of credit), these services are actually provided by our banking partner, FNBO.
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*Centime may provide support services to FNBO, as permitted by applicable law, to facilitate the delivery of its bank products and services.

**Deposit placement through ICS is subject to the terms, conditions, and disclosures in the applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through ICS satisfies any restrictions on its deposits. A list identifying IntraFi network bank

Meet Penny

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