All-in-One AP, AR and Cash Flow Management

Take control of your cash and get the most out of every dollar with Centime.

Automate AR and AP, forecast cash flow and secure the working capital you need to grow your business.

All-in-One Cash Management and Business Banking

The Only Integrated Suite for Cash Management and Banking*

Take control of cash inflows and outflows with Centime’s suite of advanced cash management and proven banking services powered by FNBO*.

Accounts Receivable Automation

Accounts Receivable Automation

Reduce Days Sales Outstanding, improve Collections Effectiveness Index and give your clients an easier, more secure way to pay with Centime Accounts Receivable.

Accounts Payable Automation

Accounts Payable Automation

Automate invoicing, routing and approvals with Centime Accounts Payable. Reduce Days Payable Outstanding by 30% or more, and strategically plan payments to optimize your working capital.

Cash FlowForecasting

Cash Flow
Forecasting

Automatically create a rolling 13-week forecast to get insight into cash flow, plan your cash management strategy and ensure liquidity to meet your operating needs.

Cash Reporting and KPIs

Cash Reporting
and KPIs

Track and monitor cash flow, cash burn, runway and other financial KPIs to identify and compare trends in your business. Easily share insights and findings with key stakeholders.

Working Capital Credit Line and Credit Cards

Seamless Accounting System Integrations

Integrate seamlessly with your NetSuite, Sage Intacct and QuickBooks Online with our fully embedded solution. Get started in minutes and power your business growth.

Modern Business Banking

Modern Banking Solutions

Get the cash you need to grow, with a working capital credit line and credit card. Automatically diversify your deposits and access multi-banking with a high yield checking account*.

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Streamline collections and get paid faster

Streamline collections and get paid faster

Predict past due payments, automate collections workflows to proactively remind customers, present invoices for online payments and apply received cash against open receivables.

With Centime Accounts Receivable, you can improve collections effectiveness, reduce past-due payments, boost working capital and increase team efficiency.

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Take the pain out of payables

Centime Accounts Payable automates all aspects of the AP process: processing, capturing and approving invoices, planning payment-runs to preserve cash and making payments to suppliers.

AP automation saves costs, boosts efficiency, mitigates fraud and improves cash flow.

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Forecast and plan for cash inflows and outflows
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Forecast and plan for cash inflows and outflows

Stay ahead of the game with Centime Cash Flow Forecasting. Create and continuously update a rolling 13-week cash forecast tailored to fit your needs. Plan the use of cash and guarantee adequate liquidity to meet your operational needs with ease.

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Measure what matters with KPI tracking

Get valuable insights into your cash performance and compare KPIs across periods. Our all-in-one solution includes standard KPI measures such as cash flow, cash burn, and runway – and specific metrics for AR and AP performance.

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Measure what matters with KPI tracking

Integrate seamlessly with your accounting system

Centime is fully embedded in the accounting systems that power your business, so you can turn your ERP data into actionable insights that help you grow. Integration is turnkey, so you can get started in minutes with the accounting system of your choice.

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Integrate seamlessly with your accounting system
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Get working capital credit

Get working capital credit*

Centime Banking offers an embedded, cost-effective, unsecured line of credit designed to meet your short-term cash needs. Easily draw cash and payback within 90 days (or sooner with no penalty). Access cash through Centime Credit Line and get a card through Centime Credit Card.

Apply easily, qualify quickly and get funded immediately.

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Innovative business banking to help you do more

With Centime’s business banking services, powered by FNBO*, you can now easily diversify your deposits, view balances and make transfers with the security and stability of an established bank.

The FNBO and Centime partnership helps you get a high-yield account and ability to move funds between accounts reliably and securely.

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Get working capital credit

Don’t take our word for it. See what our clients say.

Dan Zoucha

Dan Zoucha

Founder

"I watch and control our cash flow very closely, and Centime's cash management applications really make it easy: I've never had anything like it."

Todd Murphy

Todd Murphy

CFO

"Centime creates a simple and easy way for me to review my cash and finances. I can log in, see my dashboard and quickly identify the actions I need to take."

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Talk to an Expert

Our all-in-one cash flow management & banking solution helps businesses scale quickly. Schedule a 1-1 demo with a Centime expert.

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