Why Centime

Because Finance Automation Should Be About Cash, Not Silos

Finance teams have long been forced to use disconnected tools: one for AP, another for AR, yet another for banking, expenses, forecasting, and KPIs. The result? Fragmentation, inefficiency, limited visibility, and strategic blind spots. Centime fundamentally reimagines finance automation by uniting all aspects of cash management into one seamless, intuitive system.

The Centime Difference

Six ways Centime rethinks finance automation

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Integrated, Not Fragmented

Centime integrates AP, AR, expenses, treasury, and forecasting directly into your ERP—Intuit QuickBooks, Oracle NetSuite, Sage Intacct. Gone are the days of manual data entry, repetitive workflows, and isolated cash insights.

Centime’s architecture isn’t just bolted onto your ERP—it’s purpose-built to work seamlessly within it. Every cash-related activity, from bill payments to receivables collections, is tied directly to your ERP, ensuring your finance team always has real-time, accurate data—no more exporting and reconciling across multiple systems.

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Cash Clarity at Every Step

Gain real-time visibility into your cash position through accurate forecasting, proactive scenario planning, and precise KPI tracking. The 13-week rolling forecast updates automatically as your AP, AR, and expenses flow through the system, ensuring you’re always steps ahead in managing cash surpluses or shortfalls.

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Transforming AP into Profit

Centime uniquely offers cash back on vendor payments, turning AP from an expense into an earning advantage. Unlike other providers, Centime passes on the interest earned on your payment funds—every dollar flowing through your AP account earns interest, making your payables process a financial advantage for your business.

A mid-sized manufacturing firm reported an annual savings of $50,000 in payment processing fees after switching to Centime’s AP automation solution.

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Simplified Expense Management

Modern, mobile-first expense management built directly into your workflows ensures compliance, transparency, and real-time tracking. Powered by Fyle, Centime’s integrated expense management eliminates the need for separate expense software—employees submit expenses from any device, while finance teams get instant visibility into spending. Automated approvals, comprehensive card support, and seamless accounting integrations reduce bottlenecks and ensure accurate reporting.

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Banking, Reimagined

Experience centralized banking with unified account aggregation, cash-back rewards, and secure FDIC-insured sweeps to optimize your working capital. Centime’s banking solution includes a 2.25% APY†† business checking account that puts your cash to work while automatically diversifying deposits over $250,000 across a network of FDIC-insured banks—multi-million dollar protection without managing multiple bank relationships, all from a single dashboard.

Centime’s banking features helped a customer save 15 hours per month on manual banking tasks while earning extra through cash-back rewards.

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Faster Onboarding, Better Support

OCR. Coding. PO Matching. Approval Logic. On average, our customers are up and running with Centime in just 7-21 days — rated Best Implementation and Best Support by G2. Centime’s dedicated onboarding team tailors every implementation to your workflows, whether it’s configuring custom approval processes or ensuring seamless NetSuite integration. From AI-powered invoice capture and real-time cash flow forecasting to flexible payment methods and card integrations, Centime isn’t just quick to deploy—it’s designed to fit your business today and evolve with you tomorrow.

FAQ

Frequently asked questions

What are the key benefits of Centime’s finance automation platform?

Centime unifies AP, AR, treasury, expenses, and forecasting into a single, integrated solution, providing real-time cash flow visibility, increased efficiency, and enhanced decision-making capabilities.

How does Centime improve cash forecasting accuracy?

Centime’s dynamic 13-week rolling forecast automatically updates as AP, AR, and expenses flow through the system, ensuring accurate, up-to-date cash positions and proactive planning.

Can Centime help with expense management?

Yes. Centime integrates modern, mobile-first expense management, enabling employees to submit expenses on the go while finance teams get real-time visibility into spending.

How does Centime improve vendor payments?

Centime not only streamlines AP but also offers cash back on vendor payments, turning your payables process into a financial advantage.

What integrations does Centime support?

Centime integrates with major ERPs like Intuit QuickBooks, Oracle NetSuite, and Sage Intacct, ensuring a seamless connection with your existing finance infrastructure.

Customer Stories

What Centime customers say

We saved 40+ hours a month on AP processing. Beyond that, Centime’s Customer Support is always super responsive.
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Janice Helzer
Synergy HomeCare
We went from a manual AR/AP process to fully automated through Centime in very little time. We’ve cut outstanding invoices down dramatically.
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Lowry C
R3 LLC
I’ve felt exceptionally supported throughout this journey—these sessions with our Customer Success Manager are invaluable.
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Nickie Hanson
Erdman Holdings, Inc.