Pricing

Centime Pricing

We’re bringing together everything you need to automate finance operations and get clear line-of-sight across Accounts Payable, Accounts Receivable, Cash Flow Forecasting, and Expense Management.

Go all-in-one for comprehensive finance automation, or choose only the modules you need.

Accounts Payable

Centime AP automation pricing is based on the number of invoices you process each month, not the number of users who need access. That means your entire AP team, approvers, controllers, and CFO can all log in at no extra cost.

Get Paid to Automate AP

Find out how Centime customers are earning cash back interest‡ on their vendor payments to offset the costs of AP.

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What's Included
  • AI invoice capture, categorize, and code
  • Intelligent approval workflows
  • 3-way PO matching
  • Built-in Supplier Portal
  • Cash flow forecasting
  • Real-time visibility into AP spend
  • Seamless integration with Intuit QuickBooks, Oracle NetSuite, Sage Intacct

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Accounts Receivable

Centime AR automation pricing scales with your invoice volume, not your headcount. Automate collection campaigns, reduce days sales outstanding (DSO), and get paid faster, all without paying extra for every team member who touches AR.

Get Paid to Collect Faster

Find out how Centime customers are earning cash back interest‡ on their merchant account to offset the costs of AR.

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What's Included
  • AI collections automation
  • Streamlined invoice presentment and payment collection
  • Built-in Customer Portal with autopay
  • Payment delay predictions
  • Cash flow forecasting
  • Real-time visibility into receivables
  • Seamless integration with Intuit QuickBooks, Oracle NetSuite, Sage Intacct

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Expense Management

Centime Expense Management is included with AP or AR subscriptions, giving teams a streamlined way to manage employee expenses without adding another platform. Qualified Centime Card* users† can access expense management at no additional cost, helping finance teams simplify spend tracking, approvals, and reporting.

Get Expense Management Free

Centime virtual card users get Expense Management included for free. Subject to minimum spend requirements.

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What's Included
  • Mobile-first expense tracking and reporting
  • Automated approval workflows
  • Real-time visibility into card spend
  • Built-in policy enforcement
  • Support for any corporate card program
  • Free to Centime Card* users† (with minimum spend)
  • Seamless integration with Intuit QuickBooks, Oracle NetSuite, Sage Intacct

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Business Banking*

Centime Business Banking is available at no charge for companies that qualify, helping finance teams manage cash more efficiently while keeping banking and finance operations connected in one platform.

No-Cost Business Banking

Centime Banking* is free to businesses that qualify. Apply Now to get started and see if you qualify.

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What's Included
  • High yield business checking with 2.25% APY††
  • Easy account-to-account transfer
  • Enhanced multi-million dollar FDIC coverage**
  • Built-in fraud protection
  • Multi-banking dashboard for clear line-of-sight across all your banking relationships

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Included in every package

Faster implementation

Most customers are up and running within 7-21 business days.

Best-in-class support

We assign a dedicated CSM to every customer. Rated Best Support by G2.

Analytics and reporting

Get clear line-of-sight across all your cash inflows and outflows.

G2 — 4.9★ ratingCapterra — 4.5★ ratingBest Support — G2Fintech of the YearBest Place to Work in Fintech 2023

What Centime customers say

We saved 40+ hours a month on AP processing. Beyond that, Centime’s Customer Support is always super responsive. Anytime I send something, they’ll email me back within an hour.
J
Janice Helzer
Synergy HomeCare
We went from a manual AR/AP process to fully automated through Centime in very little time. We’ve cut the time of outstanding invoices down dramatically. The support team has also been very attentive to our needs.
L
Lowry C
R3 LLC
I’ve felt exceptionally supported throughout this journey. Unlike other SaaS implementations where follow-up meetings felt unnecessary, these sessions with our Customer Success Manager are invaluable.
N
Nickie Hanson
Erdman Holdings, Inc.

FAQ

Frequently asked questions

How does Centime’s pricing work?

Our pricing is straightforward and designed to help you get maximum ROI from your cash. We recommend getting a custom quote that is based on which solutions you choose, and your volumes. You can choose to go all-in-one with AP, AR, Expense Management, and Banking, or choose just the solution(s) you need. AP pricing is based on the number of invoices captured; AR pricing is based on the number of invoices collected; Expense Management is included for Centime Credit Card* users with minimum spend, or can be purchased based on number of users. We offer discounts for bundling AP and AR, multi-year agreements, and for qualified nonprofit organizations. Book a call with our team to get a customized quote based on your needs and volumes.

How long does it take to implement and onboard?

Onboarding times depend on your availability and which solutions you choose, but most customers can get up and running within 7-21 days. Our embedded integrations with Intuit QuickBooks, Oracle NetSuite, and Sage Intacct are turnkey, so getting started is relatively quick and easy for most customers. Book a call with our team to get a more precise estimated timeline based on your needs.

What kind of support do you offer?

We’re consistently rated Best Support by G2 for our outstanding customer service, and we consider it one of the ways that we differentiate ourselves from the competition. Every customer is assigned a dedicated Client Success Manager whose only job is to ensure that you get up and running successfully, and have access to the support you need. We can even arrange for you to meet your Client Success Manager and find out who you’ll be working with before you sign up.

Do you offer a free trial or product tour?

Our Product Tour is the best way to experience our solutions before you buy. It comes pre-populated with demo data, so you can explore Centime AP and AR without having to connect your accounting system. It’s a fully functional sandbox account, so feel free to explore and add your own data. For a deeper dive, you can also schedule a customized demo, where a Centime expert can walk you through specific workflows based on your requirements.

Do you offer any discounts?

We are often able to offer discounts for qualified nonprofit organizations, for bundling multiple solutions, and for multi-year agreements. You can also offset the cost of your Centime subscription by using our high-yield checking account* for vendor payments in AP or as your merchant account in AR. Book a call with our team to find out if you’re eligible for discounts.

What accounting systems do you integrate with?

Centime AP and AR are built to seamlessly integrate with Oracle NetSuite, Sage Intacct, and all versions of QuickBooks.

I read that Centime is the only AP and AR solution that pays you to use it. What does that mean? Is it really “free”?

One of the unique features of Centime is that we offer a high-yield business checking account* that can be used to make vendor payments in Centime AP, or as your merchant account for Centime AR. Most AP vendor payment accounts and AR merchant accounts are non-interest bearing, so you can’t earn cash back from them. But our high-yield account* makes it possible to earn interest, so many of our customers are either fully recouping the cost of their AP or AR subscriptions, or even turning a profit from it.