For bank treasury management and sales leaders

ERP-agnostic
integrated
payables for your
commercial clients

White-labeled for your brand, paid from each client's own account, and live in hours to days instead of a systems-integration project.

Centime Payables is a complete accounts-payable platform for paying every supplier, domestic and cross-border, with control over who is paid and when. It connects to any ERP or accounting system with no custom integration, and applies an extensive control framework to every payment.

ERP-agnostic integrated payables for your commercial clients
Embedded inQuickBooksNetSuiteSage IntacctMicrosoft Dynamics 365 Business Central

What your clients get

One platform, every payment method, any ERP

Click any panel to see how it works.

Payment Execution

Pay Every Supplier, Every Way

One workflow, every payment method: check, FlexCheck, ACH, virtual card, and cross-border transfers settled in the supplier's own currency.

See how it works →
Supplier Enrollment & Controls

Secure Every Supplier Payment

Suppliers self-enroll and verify their own bank account before the first payment; every change after that needs a second approval.

See how it works →
ERP Connectivity & Reporting

Connect Any ERP, See Everything

An AI data mapper reads the ERP file your client already produces, no custom integration project, live in hours to days.

See how it works →

Book a Meeting

Why Centime Payables

Built to be safe, ERP-agnostic, and self-funding

The economics and the controls your commercial clients will ask about, up front.

ERP-agnostic

No integration project

The AI mapper reads ERP data in any format, and go-live takes hours to days, not a systems-integration project.

Safe by construction

Controls in the payment path

Supplier enrollment, screening, three-level approval, and ID-verified check signing sit in the payment path, with a full audit trail throughout.

AP that pays back

A contributor, not just a cost line

Cash back, yield on balances, and captured early-payment discounts give each payment a measurable return, across every rail: domestic, cross-border, local currency, and card.

One platform, every rail

Domestic, cross-border, local currency, and card economics

6 methods
one workflow for every payment method
Centime Payables
KYB + KYC
verification and screening on every supplier
Centime Payables
Any ERP
no custom integration to build
Centime Payables

Talk to us about offering Centime Payables to your commercial clients.

A walkthrough of supplier enrollment, payment execution, the control framework, and the partner API that gives your team visibility across every client, built around the ERPs they already run.

Best fit: bank treasury management and sales teams evaluating an integrated payables offering for commercial clients.