Finance Teams Are Moving Beyond Basic AP
Businesses that once relied on MineralTree are now looking for more than just AP automation. Many finance teams have realized that their needs go beyond invoice processing—they require a fully integrated platform that connects AP, AR, cash flow forecasting, and banking.
Centime delivers on that vision.
Here’s why finance teams are making the switch.
See Centime in action
Our innovative AR, AP and business banking solutions are powerful alone, and even better together.
Schedule a tailored demo with a Centime expert.
1. Built by the Original AP Experts
Centime was founded by BC Krishna, the same visionary who built MineralTree. After selling MineralTree in 2021, he took what he learned and designed Centime to address the biggest financial challenges mid-market businesses face today. Many of the top product and support leaders from MineralTree also joined Centime, ensuring a seamless transition for companies switching over.
2. Embedded ERP Integration for NetSuite & Sage Intacct
Unlike MineralTree, Centime isn't just a connector -- it's fully embedded in NetSuite and Sage Intacct. This means:
- A native integration that eliminates duplicate data or sync delays
- Real-time financial visibility directly within the ERP
- No manual workarounds—data flows seamlessly between Centime and your ERP
“Our leadership team wanted an AP solution that was fully integrated into NetSuite—not just a connector. Centime gave us that.” — Finance Operations Manager, mid-market consumer goods company
See Centime in action
Our innovative AR, AP and business banking solutions are powerful alone, and even better together.
Schedule a tailored demo with a Centime expert.
3. Sync That Works -- No More Errors
Many finance teams struggle with sync issues in their AP tools. Unlike MineralTree, Centime offers:
- Two-way data sync with QuickBooks Online & Desktop, NetSuite, and Sage Intacct
- Real-time updates—no missing or delayed transactions
- Accurate financial reporting with full audit trails
4. More Than AP – A Full Finance Operations Platform
Centime eliminates the need for third-party payment processors, unlike MineralTree, which relies on external providers. By keeping payments within the platform, Centime reduces potential security risks and inefficiencies. Centime offers a unified finance stack that combines:
✅ AP Automation – AI-powered invoice capture, 2- and 3-way PO matching
✅ AR Automation – Automated invoicing and cash application
✅ Cash Flow Forecasting – Real-time cash insights and planning
✅ Integrated Banking – Manage payments and earn interest on AP funds
| Feature | MineralTree | Centime |
|---|---|---|
| Invoice Capture | Slow, requires human review with overnight lag, doesn't learn over time | Realtime, 100% automated, powered by Gen AI that learns and improves over time |
| Invoice Coding | Rigid, static coding rules | AI-powered auto-coding that learns and predicts even complex line-level coding |
| Approvals | Limited, basic approval rules | Flexible, easy approval matrix. Route based on custom requirements. |
| PO Matching | Inaccurate PO-Invoice line comparison creates headaches | Easy and precise PO-Invoice-Receipt matching |
| Forecasting | No insight into cash flow impact of payables | Built-in 13-week cash flow forecast to guide payment planning |
| Fraud Monitoring | None, increased risk of payment fraud | Realtime fraud monitoring detects and flags suspicious payments |
| Search | Frustrating, slow search | Fast and intuitive search to help you operate at scale |
5. Faster, Easier Migration and Onboarding
MineralTree users switching to Centime typically go live in just 7-21 days with a dedicated migration specialist guiding them every step of the way. Customers have praised Centime’s hands-on support, ensuring a smooth transition.
“As we evaluated switching from MineralTree to Centime, it was about more than just checking the AP automation boxes. We needed confidence that support would always be accessible. Centime delivered on both.” — Business Accounting Analyst, national food brand
6. The Only AP Solution That Pays You to Use It
Unlike MineralTree, which lacks built-in financial benefits, Centime allows businesses to earn 2.25% APY++ on vendor payments, including check and ACH—no virtual cards required. This transforms AP from a cost center into a revenue driver. Centime is the only AP solution that lets finance teams earn 2.25% APY++ on vendor payments—no virtual cards required. This means AP automation that actually generates ROI instead of just reducing costs.
Making the Switch: See It for Yourself
💡 Want to see Centime in action? Whether you're dealing with complex POs, struggling with sync errors, or looking for a smarter way to manage AP & AR, Centime has you covered.
4 out of 5 MineralTree users who demo Centime make the switch. Book a demo today to see how our AI-driven platform eliminates inefficiencies and simplifies AP & AR management.