Get paid by your customers in no time!
An effective collections process begins with knowing who owes you, how much is owed, when you will get paid, what it means to your business and knowing how to influence it.

Centime helps you scale your collections process and get paid faster
Know who owes you money and when you will be paid
Some customers tend to pay early, others are consistently late. Parse customer behavior to understand who owes you money and predict, with confidence, when you are likely to be paid.
Instantly visualize how receivables impact your cash flow
Outstanding invoices are reflected back to your cash flow forecast in real-time using expected or predicted payment dates to help you assess the cash impact to your business.
Proactively manage collections to get paid faster
Customize automated reminder campaigns to send the right message to the right customers, based on their behavior and your relationship. Emails before, at and after the invoice encourage timely payment and reduce the risk of write-offs.
Identify and understand the unpleasant effects of slow payments
Automatically reflect payment delays and disputes to your cash flow forecast to understand impacts immediately.
Instantly accept online payments by ACH and credit card
Make it easy for your customers to pay you, easily reconcile payments received.
Automatically apply received cash to open invoices
Reduce time spent on manual cash application, reconciliation and bookkeeping of received invoice payments. Automatically apply cash to close open receivables.
Empower your team to manage relationships efficiently, in one place
Manage your customer relationships, keep internal stakeholders informed, track open invoices, send automated statements and keep audit trails to create a scalable collections process.
How does scaling your collections process improve you working capital?
400 hrs
saved annually by automating your collections
$144,000
of receivables unlocked from balance sheet
25%
reduction in Day Sales Outstanding (DSOs) to boost working capital
“I sell to large international corporations which are not known for their responsiveness and timeliness for making payments to their consultants. What I especially appreciate is the help Centime gives in collections. The ability to set up customized campaigns by client is invaluable. No more spending time chasing clients on the status of invoices and worry about cash flow. Like the guy on TV used to say, ‘I can just set it and forget it!’ ”

Consulting, Inc.
Frequently asked questions
No. Centime does not currently let you create and send invoices.
Centime simplifies the accounts receivable workflow by automating the manual, time-consuming and error-prone processes that are done today when collecting payments from customers. Invoice details are automatically brought in from your General Ledger so you can see who owes you money, when payments are due and how much. Centime uses machine learning to predict when customers will pay to help you determine who, when and how to reach out for payment. Based on payment prediction and customer behaviors, Centime provides auto email reminder campaigns with payment links to encourage on time and early payment. All payments made using Centime are posted back to your General Ledger when complete.
Yes. Centime includes an online merchant account called CentimePay. CentimePay enables your customers to pay your invoices online by ACH and credit card.
All customer invoices that are paid online using CentimePay will post to a designated bank account in 2-3 business days after payment has been made. Centime will summarize all transactions made and the costs associated at the end of your billing period.
Stay current with the latest forecasting trends
Be sure to check out our collection of whitepapers, articles, and guides. These resources are written by our in-house team to support your growing expertise in cash florecasting, and liquidity management.
Monitor & Forecast Cash Flow Make the best decisions for your business.
Manage payablesWhen you know your position,
you can determine who, what and how to pay.
Monitor KPIs Our key performance indicators help you track and meet goals.
Unlock credit Simply accessing cost-effective credit helps.
Monitor & Forecast Cash Flow Make the best decisions for your business.
Manage payablesWhen you
know your position, you can determine who, what and how to pay.
Monitor KPIs Our key performance
indicators help you track and meet goals.
Unlock credit Simply accessing cost-effective credit helps.
Monitor & Forecast Cash Flow Make the best decisions for your business.
Manage payablesWhen you
know your position, you can determine who, what and how to pay.
Monitor KPIsOur key performance
indicators help you track and meet goals.
Unlock creditSimply accessing cost-effective credit helps.
Monitor & Forecast Cash Flow Make the best decisions for your business.
Manage payablesWhen you know your position, you can determine who, what and how to pay.
Monitor KPIsOur key performance indicators help you track and meet goals.
Unlock creditSimply accessing cost-effective credit helps.