Make AP simpler and smarter
Use cash flow forecasts to intelligently manage accounts payable – determine who, when and how to pay to make the most of your cash.
Centime helps you simplify and streamline your accounts payable
See who and when you have to pay, and drill down to determine how to do so in the best way
View all invoices in aggregate, and simply filter and navigate to detailed views that help you see how AP affects future cash flows and other aspects of your financials.
Pay anyone, at any time, by any payment method
Simply decide who and when to pay, and select a payment method — check, ACH, your credit card or CentimeCard — and we take care of the rest.
Instantly visualize how payments impact your cash flow
Back your intuition with numbers and test "what-ifs" by immediately seeing how all open and scheduled invoices affect cash flow forecasts. Assess their impact to your business and access integrated credit to improve working capital and unlock cash.

Access integrated credit and pay easily with CentimeCard
CentimeCard improves working capital, provides rebates and automates supplier enrollment.
Mitigate fraud with payment controls
Authorize payments and mitigate both external and internal fraud risks through segregation of duties, dual approvals, and audit trails.
Automate payment posting and remittance communications
When payments are executed, they automatically post back to your General Ledger. Suppliers are notified when payments are scheduled and receive detailed remittance information when payments are sent.
Drive electronic payments with automated supplier enrollment
Integration with payment networks identifies card-accepting suppliers to help you drive electronic payments and maximize working capital and get rebates.
Manage your supplier relationships in one place
Track all open invoices as they move through various statuses: ready to pay, awaiting approval, rejected, action required or failed. Keep audit trails and notes in once place.

What does it mean to make AP smarter?
$22,000
reduction in annual accounts payable processing costs
238% increase
in electronic payments by supporting all payment methods and automated supplier enrollment
15%
increase in Days Payable Outstanding (DPOs) to boost working capital
Frequently asked questions
Centime simplifies the accounts payable workflow by automating the manual, time-consuming, and error prone processes that are done today when paying vendors. Invoice details are automatically brought in from your General Ledger so you can see who you owe, when you owe them, and how much. From there, you simply schedule when and how to pay, Centime processes the payment accordingly, sends remittance information to your vendor, and posts the payment back to your General Ledger when complete.
Centime supports payment authorization workflows and the ability for you to define authorization thresholds. Up to three levels of authorization are supported
No. Centime does not currently auto-capture invoices.
Yes! You can pay using any connected checking account or credit card.
Stay current with the latest forecasting trends
Be sure to check out our collection of whitepapers, articles, and guides. These resources are written by our in-house team to support your growing expertise in cash florecasting, and liquidity management.
Monitor & Forecast Cash Flow Make the best decisions for your business.
Manage receivables Create campaigns and
enabling payment methods helps you get paid faster.
Monitor KPIs Our key performance indicators help you track and meet
goals.
Unlock credit Simply accessing cost-effective credit helps.
Monitor & Forecast Cash Flow Make the best decisions for your business.
Manage receivables Create
campaigns and enabling payment methods helps you get paid faster.
Monitor KPIs Our key performance
indicators help you track and meet goals.
Unlock credit Simply accessing cost-effective credit helps.
Monitor & Forecast Cash Flow Make the best decisions for your business.
Manage receivables Create
campaigns and enabling payment methods helps you get paid faster.
Monitor KPIs Our key performance
indicators help you track and meet goals.
Unlock credit Simply accessing cost-effective credit helps.
Monitor & Forecast Cash Flow Make the best decisions for your business.
Manage receivables Create campaigns and enabling payment methods helps you get paid faster.
Monitor KPIs Our key performance indicators help you track and meet goals.
Unlock credit Simply accessing cost-effective credit helps.
Cash flow management is so easy with Centime
Optimize card payments to suppliers
Optimize card payments to suppliers
Earn rewards and rebates as applicable
Repayment on standard credit card terms
Please see terms and conditions for more information.