Our cloud-based software empowers businesses to control and manage cash flow.

Forecast cash flows

Forecasts are foundational to cash flow decisions. Use Centime's rolling forecast to prioritize collections, payables and draws on credit. Centime couples historical transactions with proprietary Machine Learning to create up-to-date forecasts.

Get paid faster

Late payments affect cash flow and your business. Centime uses machine learning to predict invoice payment delays and ensure accurate forecasting. Identify and nudge late-paying customers; use an integrated merchant account to control when you get paid.

Pay smarter

Optimizing when and how to pay bills is a balance between meeting your cash-on-hand goals and supplier terms. Time your AP decisions with the cash flow forecast as a guide. Immediately see the impact on cash when you decide which suppliers to pay, when and how to pay.


Unlock credit

Forecasting might indicate short-term liquidity gaps. Bridge these with instant access to cost-effective credit. Use your own credit card to pay any supplier, the integrated Centime credit card or tap into a short-term line with CentimeCredit.

Uncover risk

You extend payment terms to your customers, are they credit worthy? How long should the terms be? Use Centime to gain a comprehensive understanding of both customer and supplier risk across the dimensions of credit, compliance, and reputational risk.

Monitor performance

How does your cash flow performance compare from month-to-month and quarter to quarter? Are you meeting the goals you set? Centime enables you to measure and track how well you are controlling your cash flows with detailed performance reports.

Connect General Ledger with Banks

Centime Cash Flow Control is directly integrated with the most common General Ledger applications used by small and mid-sized businesses. Centime also links to your bank, credit card, and loan accounts to provide a comprehensive current picture of cash and liquidity.

Want to learn more? Schedule some time with our team so that we can tell you more.