Ditch the sync errors, rigid workflows, and disconnected payments. Centime delivers true finance automation – directly inside NetSuite, Sage Intacct, and QuickBooks.
Centime works within NetSuite and Sage Intacct, syncing data instantly with no painful imports or mapping. Yooz relies on third-party connectors, which can introduce delays, errors, and sync limitations. With Centime, your team works directly in your ERP — no jumping between tools or waiting for batch updates.
Centime uses AI-powered invoice capture to pull and code every line item. That means no re-keying, no missed GL splits, and no guesswork. Yooz's OCR stops at the header, and its only option is % allocation per invoice — not true multi-line coding. Complex invoices? Centime handles them. Yooz forces workarounds.
Centime includes ACH, check, and card payments natively — with approval workflows and vendor self-service built in. Yooz requires an add-on (YoozPay), and even then, leans on external processors like Checkbook. With Centime, you pay vendors and reconcile in one place. No punch-outs, no payment silos.
Centime gives you 13-week cash flow forecasting and full AR automation, so you can manage inflows, outflows, and working capital in one unified platform. No more juggling spreadsheets or separate tools to see where your cash is going. Centime shows you the full picture. Yooz stops at AP.
Centime lets you build multi-layered approvals with rule-based logic, AI routing, and a clear audit trail. Yooz offers simple rules, but can't scale to support complex org structures or fallback logic — which means bottlenecks and manual tracking when things break. Centime is built to move faster and stay in control.
Yooz helps digitize invoices — but it stops there.
| Feature | centime | yooz |
|---|---|---|
| ERP Integration | ✅ Native, embedded in NetSuite/Sage/QuickBooks | ❌ External connector-based (not native) |
| Real-Time ERP Sync | ✅ Instant, real-time sync (no batch delays) | Periodic syncs – not real-time |
| Handles Subsidiaries / Multi-Entity | ✅ Top-level & entity-specific visibility | Limited multi-entity support |
| Supports Custom Fields & Workflows | ✅ Fully supports all standard & custom fields | Basic fields only – complex setups need IT |
| Invoice Capture (OCR & AI) | ✅ Advanced AI OCR + manual-free capture | Standard OCR – errors/misses reported |
| Multi-Line Invoice Coding | ✅ Full support for line-level GL splits | ❌ Only allows % splits; no line-level GL |
| PO Matching (3-Way) | ✅ Yes, with automated discrepancy handling | PO matching with more manual review |
| Approval Workflows | ✅ Rule-based + AI fallback ensures accuracy | ❌ Basic rules only – no AI, no fallback |
| Custom Workflow Routing | ✅ Fully configurable by user, department, amount | ❌ Limited customization; rigid logic |
| Mobile/Email Approvals | ✅ Yes, approvals from any device | ✅ Yes, mobile/email supported |
| Payments (ACH, Check, Card) | ✅ Embedded – ACH, check, virtual cards | Requires YoozPay or 3rd-party portal |
| Built-In Payment Processing | ✅ Native payment engine in-platform | ❌ Often uses Checkbook or outside processor |
| Same-Day ACH / Cash Back | ✅ Yes – included with no extra fees | ❌ Typically 2–3 day ACH only |
| Vendor Portal / Pre-Invoice Payments | ✅ Yes – pay vendors even without invoice | ❌ Not supported – invoice required |
| Recurring Payments | ✅ Yes – supports non-invoice subscriptions | ❌ Not supported unless tied to invoice |
| Payment Requests (No Invoice) | ✅ Yes – employees can request non-invoice pay | ❌ Not available in platform |
| Use Case Flexibility | ✅ Flexible – supports deposits, retainers, etc. | ❌ Rigid – only standard invoice-to-payment |
| Customer Support Model | ✅ White glove CSM + live chat + email | Email-only support – no dedicated CSM |
| Onboarding & Training | ✅ 7–21 day onboarding, dedicated team | Limited onboarding; no CSM guidance |
| Security & Compliance | ✅ SOC 2 compliant + audit trail | Standard security, unclear audit logs |
| Cash Flow Visibility | ✅ Built-in dashboard-level visibility | ❌ No built-in visibility tool |
| 13-Week Cash Forecasting | ✅ Built-in, 13-week forecast module | ❌ No forecasting capabilities |
| Working Capital Optimization | ✅ Cash optimization tools included | ❌ Not included – separate tools needed |
| AP Aging / KPI Dashboards | ✅ Real-time aging + KPI dashboards | Basic summary reports only |
| Integrated AR Automation | ✅ Yes – AR is part of unified suite | ❌ No AR module |
| System Consolidation | ✅ AP, AR, cash, banking in one platform | ❌ Separate tools needed for each |
| Transparent, Fixed Pricing | ✅ Per invoice – no user or entity fees | Pricing unclear; can include usage fees |
| Support Availability | ✅ No blackouts – live support available | Limited regions/hours for support |
| Reporting & Analytics | ✅ Built-in dashboards, custom filters | Basic reports, export-only analysis |
| Implementation Speed | ✅ Guided ERP setup – no dev needed | Simple setup, but sync issues reported |
Centime is built for mid-market companies ($20M–$500M) using NetSuite, Sage Intacct, or QuickBooks. If you're ready to move beyond basic AP and want to unify payables, receivables, and cash management in one platform, Centime is a strong fit. Small businesses with simple AP needs might be okay with Yooz, but scaling teams benefit more from Centime's all-in-one approach.
Yooz automates basic invoice workflows. Centime does that—and much more. With real-time ERP integration, embedded payments, AI-powered approvals, and multi-line coding, Centime delivers a seamless, full-stack AP process without jumping between tools or relying on manual steps.
Centime connects natively to your ERP—no middleware, no delays. Every invoice and payment syncs instantly. Yooz uses external connectors, which can cause lags, errors, or duplicates. With Centime, your ERP stays your source of truth, with finance workflows built directly inside.
Yes, both. Unlike Yooz, Centime includes AR automation and real-time cash forecasting out of the box. That means faster collections, smarter planning, and full visibility into your cash position—all in one place.
Centime helps you earn money while paying bills. You can earn up to 2.25% APY†† on funds before they're disbursed and get cash-back from virtual card payments. Yooz offers none of this—your payments just... go. With Centime, AP becomes a profit lever, not just a cost.
Absolutely. Start with AP or AR—whichever you need now—and add other modules later. Everything's pre-connected, so expansion is seamless whenever you're ready.
Most customers go live in 7–21 days. Centime handles ERP setup, data migration, and training for you. You'll start seeing automated invoices and payments fast—without disruption.
Yooz is an AP-only tool. Centime is an all-in-one finance platform—AP, AR, forecasting, and even banking. It's embedded inside your ERP, fully integrated, and actually pays you to use it. If you want full control of cash and fewer tools to manage, Centime is the smarter move.
Our innovative AR, AP, and business banking solutions are powerful alone, and even better together. Schedule a tailored demo with a Centime expert.