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Centime vs Invoiced: A Modern Alternative for End‑to‑End Finance Automation

Invoiced Handles Receivables. Centime Powers the Entire Finance Function. Invoiced helps you collect payments. Centime helps you control your entire cash cycle—accounts payable, accounts receivable, forecasting, and banking—all embedded directly in your ERP.

Why Invoiced Users Are Moving to Centime

Built for the Whole Finance Team

Invoiced is an AR tool. Centime is a platform built for Controllers and CFOs who manage everything from payments to planning. By unifying AP, AR, and finance automation in one ERP-native environment, Centime eliminates silos and manual reconciliation.

ERP-Native, Not Another Add-On

Invoiced connects externally via APIs, which means sync lags and extra maintenance. Centime is embedded directly inside NetSuite and Sage Intacct for real-time visibility — no connectors, no sync errors, and no duplicate entries.

Forecasting That Sees Beyond Receivables

Invoiced's insights stop at AR aging reports. Centime's AI-powered cash forecasting uses live data from AR, AP, and banking to model your actual liquidity. Build scenarios, test timing strategies, and manage cash proactively — not reactively.

Embedded Banking & Vendor Payments

Invoiced lets customers pay you through gateways. Centime lets you manage both sides of cash: receive and pay directly within the same system. With embedded banking and 2.25% APY†† on AP balances, Centime turns payables into a revenue driver.

Faster Go-Live, Higher-Touch Support

Invoiced setup depends on external connections and manual ERP mapping. Centime's embedded architecture means you're live in 2–3 weeks with a white-glove onboarding team. Every client gets a dedicated success manager — not a ticket queue.

Collections Are Only the Beginning

Invoiced helps you automate collections, but it leaves your payables, forecasts, and cash balances disconnected. The result? You're collecting faster, yet still guessing your true cash position. Centime brings your entire cash cycle together — from incoming payments to outgoing ones — embedded directly in your ERP, giving finance teams a complete, real-time picture of liquidity. Here's what Invoiced alone is missing:

  1. No AP or vendor payment functionality — Invoiced is an AR-only platform
  2. No banking features or balance visibility — relies on third-party portals
  3. External API connection to your ERP — not embedded or real-time
  4. Manual invoice entry only — no OCR capture for payables
  5. Static AR aging reports — no cash flow forecasting or scenario modeling

Head-to-Head: Centime and Invoiced Compared

Featurecentimeinvoiced
ERP Integration✅ Embedded directly in NetSuite & Sage Intacct; real-time sync with QuickBooks❌ External connection; data syncs via API, not embedded or real-time
Accounts Payable Automation✅ Full AP suite — OCR capture, approvals, vendor payments, and reconciliation❌ Unavailable — AR-only platform; no vendor payment workflows
Accounts Receivable Automation✅ End-to-end AR: invoicing, reminders, cash application, and portals❌ AR automation for billing and collections, but limited to receivables
Cash Flow Forecasting✅ AI-powered forecasting using live AR, AP, and bank dataBasic AR aging reports; no cash inflow/outflow forecasting
Banking & Cash Management✅ Integrated business banking; unified account visibility and controls❌ No banking features or balance visibility; relies on third-party portals
Vendor Payments✅ ACH, wire, check, and virtual card payments; earn 2.25% APY†† on AP funds❌ No payables or vendor payment functionality
Customer Payments✅ Branded portal with ACH, card, and autopay options tied to ERPAccepts payments through external gateways like Stripe; limited options
Invoice Capture & AI Coding✅ AI-powered OCR and auto-coding with line-level detail❌ Manual invoice entry only; no OCR capabilities
PO Matching & Approval Workflows✅ Automated 2- and 3-way matching; multi-step approval routing❌ No PO or approval automation; AR-only scope
Forecast Modeling & Scenarios✅ Interactive "what-if" cash modeling (collections, payables, financing)Static AR forecasts; no modeling or scenario planning
Multi-Entity Support✅ Consolidated cash view across entities and accountsLimited; separate workspaces per entity
Implementation Speed✅ Go live in 2–3 weeks with ERP-embedded setup and dedicated onboardingRequires manual integration setup; longer configuration time
Support Model✅ Dedicated success manager with high-touch supportStandard help desk support; no named contact
Platform Scope✅ Unified AP + AR + Forecasting + Banking in one ERP-native platform❌ AR-focused only; separate tools needed for AP and forecasting

Frequently Asked Questions

Does Invoiced integrate with my ERP?

Yes, but only through external connectors. Centime is embedded in NetSuite and Sage Intacct, syncing in real time — no duplicate entries or lag.

How is Centime different from Invoiced in AR automation?

Both automate AR, but Centime's AR connects to AP and forecasting for a complete view of cash. Invoiced is limited to collections workflows.

What if I only need AR right now?

You can start with Centime's AR automation and add AP, forecasting, or banking later — no new setup needed.

How long does implementation take?

Centime typically goes live in 2–3 weeks with dedicated onboarding support.

Why switch from Invoiced if it works fine today?

Invoiced stops at receivables. Centime manages your entire finance function — automating both inflows and outflows, forecasting liquidity, and earning yield on cash.

Does Centime replace Invoiced completely?

Yes. Centime can fully replace Invoiced by handling AR automation while also adding AP automation, forecasting, and banking, making it a strong candidate for the best invoice management platform for growing finance teams.

Can I migrate from Invoiced to Centime easily?

Yes. Centime provides guided onboarding and migration support to help teams transition smoothly from Invoiced, including data mapping, workflow setup, and ERP integration.

Will I lose my historical invoice or customer data?

No. Centime works with your team to securely migrate relevant historical data so you maintain continuity and reporting accuracy after switching.

How long does it take to move from Invoiced to Centime?

Most teams go live in 7–21 days, depending on ERP complexity and workflows. Centime's onboarding team manages the process end to end.

See Centime in Action

Our innovative AR, AP and business banking solutions are powerful alone, and even better together. Schedule a tailored demo with a Centime expert.