FIS IP handles payments—but leaves everything else to spreadsheets, portals, and bolt-on tools. Centime unifies AP, AR, forecasting, and banking in one platform embedded in your ERP.
Centime is fully embedded in NetSuite and Sage Intacct, and deeply integrated with QuickBooks for real-time sync and visibility. FIS IP sits outside your ERP and relies on custom file uploads, leading to batch delays and broken workflows.
Centime automates every step with AI invoice capture, smart workflows, and full GL coding. FIS handles payments—but your team still manually codes invoices, chases approvals, and reconciles data.
Centime goes further—consolidating your receivables, payables, treasury data, and business bank accounts into one place. FIS IP is just AP.
Centime delivers 7–21 day onboarding, rapid ERP connection, and white-glove support—no consultants needed. FIS IP requires heavy IT lift, file-based integrations, and lengthy onboarding.
With Centime, your AP isn’t just automated—it’s profitable. Earn 2.25% APY†† on funds set aside for AP spend when you use Centime’s banking solution.
When AP, AR, and cash forecasting live in separate tools, finance teams waste hours reconciling disconnected systems. Centime changes that—bringing every workflow under one roof, fully embedded in your ERP.
| Feature | centime | fis |
|---|---|---|
| ERP Connection Type | ✅ Embedded in ERP (NetSuite, Intacct); deep for QB | ❌ File-based exports/imports |
| ERP Sync Speed | ✅ Real-time | ❌ Batch-based sync |
| Multi-Line Invoice Coding | ✅ Full GL line-item support | ❌ Requires manual entry |
| AI-Powered Invoice Capture | ✅ OCR + AI | ❌ Manual upload or integration required |
| Smart Approval Workflows | ✅ Rule-based + AI fallback | No built-in workflow engine |
| Built-In Payments | ✅ ACH, checks, virtual cards embedded | ❌ Payments via separate portal |
| Vendor Portal | ✅ Self-service portal with status tracking | Not available |
| Fraud Prevention | ✅ Positive pay, approval logic, dual controls | ❌ Secure payment network |
| Cash Flow Forecasting | ✅ Built-in, real-time, customizable | Not supported |
| Accounts Receivable Automation | ✅ Included | Not available |
| Business Banking | ✅ Integrated bank accounts via FNBO | Not included |
| Earned Interest on AP Funds | ✅ 2.25% APY†† | Not offered |
| Implementation Time | ✅ 7–21 days | ❌ Multi-month onboarding |
| Customer Support | ✅ Dedicated onboarding + live US support | ❌ Support varies by implementation team |
| Pricing Transparency | ✅ Flat, transparent pricing | ❌ Custom enterprise pricing |
Centime connects natively to NetSuite and Sage Intacct, and deeply to QuickBooks—no middleware or file mapping required. FIS relies on batch-based uploads and custom file exports.
Yes. In addition to full AP automation, Centime includes AR automation, forecasting, and business banking tools in one unified platform.
When you use Centime’s banking solution, you earn 2.25% APY†† on funds allocated for AP—offsetting the cost of automation and turning AP into a profit center.
Most customers are live in 7–21 days, with support at every step. No consultants, custom file builds, or months-long timelines.
No. FIS IP focuses primarily on payments. Customers must handle invoice intake, GL coding, and approvals through other systems or manually.
Our innovative AR, AP and business banking solutions are powerful alone, and even better together. Schedule a tailored demo with a Centime expert.