View the full page

AvidXChange vs. Centime: More than Just Bill Pay

AvidXChange focuses on payments. Centime starts earlier—with OCR, PO matching, and smart coding—then goes further with AR, forecasting, and banking in one platform.

Why AvidXChange Users Are Switching to Centime

Embedded Directly in Your ERP

Centime connects natively to NetSuite and Sage Intacct, with a deep real-time integration for QuickBooks. AvidXChange relies on third-party APIs and batch syncs that introduce delays and data gaps.

Built-In OCR & PO Matching

Centime captures invoices with AI-powered OCR, then automatically matches to POs and receipts—no manual review required. AvidXChange starts at payment processing, not capture or matching.

Deep Accounts Payable AND Full Accounts Receivable

With Centime, you don't just automate payables—you accelerate collections too. From invoice delivery to payment reminders to customer portals, AR automation is built in. AvidXChange has no AR module.

Cash Flow Forecasting Comes Standard

Centime automatically forecasts your 13-week cash position based on live AP and AR data. With AvidXChange, you're still stitching together spreadsheets.

Finance Automation that Pays You

With Centime Banking, you earn 2.25% APY†† on your AP balances—covering your automation costs and improving working capital. AvidXChange profits off float. Centime puts that money back in your pocket.

Today’s Finance Teams Don’t Just Pay Bills – They Manage Cash

AvidXChange helps you process payments. But it wasn't built to manage the full scope of finance operations. You're still stitching together tools for invoice capture, approvals, forecasting, and AR.

  1. Payments that route through an Avid-controlled account, not yours
  2. OCR that stops at capture — no native PO matching
  3. No AR module — invoicing and collections live somewhere else
  4. Zero yield on the cash sitting in your AP balance

Head-to-Head: Centime and Avidxchange Compared

Featurecentimeavidxchange
ERP Connection Type✅ Embedded in ERP (NetSuite, Intacct); deep for QBConnectors required
Sync Reliability✅ Real-time, bidirectional ERP sync❌ Sync delays reported by users
Implementation Time✅ 7–21 days average❌ 2–3 months or longer
Onboarding Experience✅ White-glove onboarding, no penalties❌ Penalties or fees for delays reported
Invoice Capture + Coding✅ AI-powered OCR with smart GL codingOCR available; limited coding capabilities
PO Matching✅ Native 2-way and 3-way matchingBasic or unavailable without customization
Approval Workflows✅ Rule-based with AI fallbackManual routing, limited flexibility
Payment Speed✅ Fast ACH, wires, checks, and virtual cardsSlower due to pre-funding workflows
Payment Flow✅ Direct from your own account❌ Funds flow through Avid-controlled account
AP Yield✅ Earn 2.25% APY†† or cashbackNo yield on AP spend
Platform Scope✅ Unified AP, AR, forecasting, and bankingPrimarily AP-focused
Cash Flow Visibility✅ Built-in 13-week forecasting❌ Not available
AR Automation✅ End-to-end: invoicing, collections, portals❌ Not offered
Customer Payment Portal✅ Branded portal for self-serve payments❌ Not included
Dispute & Deduction Tracking✅ Included in AR workflows❌ Not supported
Vendor Portal✅ Included with self-service onboardingAvailable
Expense Management✅ Available via FyleNot included
Reporting & Dashboards✅ Custom KPIs, cash insights, real-timeBasic reporting functionality
Search & Filters✅ Advanced filters and invoice retrievalLimited search capabilities
Support & Responsiveness✅ <1 hour response time❌ Slow replies, mixed reviews

Frequently Asked Questions

Is Centime a good fit for my AP team?

Yes. Centime handles everything AvidXChange does—and more. With Centime, your team can manage intake, PO matching, approvals, payments, and vendor setup in one flow. If you're AP-first, Centime gives you depth without limiting your future.

How does Centime connect to my ERP?

Centime offers direct integrations with NetSuite, Sage Intacct, and QuickBooks, so your AP and AR data flows in real time—no batch uploads, sync delays, or middleware required.

Does Centime include AR automation?

Yes. You can send invoices, automate reminders, escalate collections, and give customers a branded payment portal—all from the same platform.

Can I just use Centime for AP?

Absolutely. You can start with AP and add AR, forecasting, or banking when you're ready. Centime is modular—but fully integrated when you're ready to scale.

How fast is onboarding?

Most teams are live in 7 to 21 days, depending on complexity. Your onboarding specialist handles ERP connection, vendor migration, and configuration start to finish.

What’s this about 2.25% APY††?

When you fund vendor payments through a Centime account, you earn up to 2.25% APY†† on those balances. No virtual cards or rebate tricks—just real yield on your AP.

See what a unified AP, AR, and cash platform makes possible

Compare Centime against AvidXChange, on the platform that goes beyond bill pay into AR and cash forecasting.